38 Howard Road, Yardley, Birmingham, B25 8AL

UPRN:100070412409Detached House5 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band DEPC: E (52)

Data freshness:Listing· freshPlanning· freshOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

38 Howard Road, Yardley, Birmingham, B25 8AL

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£517,000

£491k - £543kHigh

Estimate

£517k

Range

£491k – £543k

Rent Estimate (pcm)

£2,550

£2k - £3k

Monthly

£2,550

Yield

5.88%

Verdict

Derived from HomePortfolio scores

38 Howard Road earns an INVESTIGATE rating with HP Score 64/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (70/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

50/ 100

Elevated

Walkability

70/ 100

High

Transit & Bike

Transit 46Bike 64

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£520,000

At the asking price

Monthly rent£2,550/mo

Evidenced range £2,350-£2,750

Interest rate5.4%

Loan to value75%

Cash required: £173,300
Net cash flow: £10/mo
Cash on cash: 0.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.45 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£517,000

Rent Estimate (pcm)£2,550

Gross Yield5.88%

1y Growth+63.6%

3y Growth-2.1%

5y Growth+2.0%

10y Growth+4.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1B25 8AL

Approval Rate

-12mo

Development

low

2026/06756/PA
Erection of 6 metre deep single storey rear extension. Maximum height 3.8 metres, eaves height 2.8 metres
Pending
2026/06731/PA
Erection of 6 metre deep single storey rear extension. Maximum height 2.8 metres, eaves height 2.8 metres
Pending
2026/06457/PA
Erection of 6 metre deep single storey rear extension. Maximum height 4 metres, eaves height 2.7 metres
Pending

View Planning Timeline