150 Institute Road, Birmingham, B14 7EU

UPRN:100070415768Terrace Property3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band BEPC: D (63)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£365,000

£347k - £384kHigh

Estimate

£365k

Range

£347k – £384k

Rent Estimate (pcm)

£1,900

£2k - £2k

Monthly

£1,900

Yield

7.24%

Verdict

Derived from HomePortfolio scores

150 Institute Road earns an INVESTIGATE rating with HP Score 84/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (90/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

84/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

90/ 100

Excellent

Transit & Bike

Transit 2Bike 46

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£315,000

At the asking price

Monthly rent£1,900/mo

Evidenced range £1,750-£2,000

Interest rate5.4%

Loan to value75%

Cash required: £101,550
Net cash flow: £252/mo
Cash on cash: 3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.79 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£365,000

Rent Estimate (pcm)£1,900

Gross Yield7.24%

1y Growth-3.2%

3y Growth+1.0%

5y Growth+2.0%

10y Growth+4.1%

Last Sold Price£275,000 (2020-06-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0B14 7EU

Approval Rate

-12mo

Development

low

2026/06492/PA
Erection of 6 metre deep single storey rear extension. Maximum height 2.9 metres, eaves height 2.8 metres
Pending
2026/05896/PA
Erection of single storey front, and double storey side extension
Pending
2026/05826/PA
Erection of single storey rear extension and the replacement of rear first floor bay window.
Pending

View Planning Timeline

Ownership

Corporate Ownership70.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-06-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,180

Population Density6,133 /km²

Owner Occupied75%

Age Distribution

0-15 19%16-64 61%65+ 20%

View Area Profile

Schools Nearby

Bishop Challoner Catholic College
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Dunstan's Catholic Primary School
0.1 mi
Good
Kings Heath Primary School
0.3 mi
GoodConcerns
Reach School
0.4 mi
GoodConcerns

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

152 Institute Road
-
£270k
-
114 Institute Road
-
£318k
-
102 Institute Road
-
£375k
-
103 Institute Road
-
£340k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN