126 Markby Road, Birmingham, B18 4PN

UPRN:100070444336Mid Terrace House2 bedsBuilt -

FreeholdCouncil Tax: -EPC: -AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 3mo agoRisk· freshCrime· freshConnectivity· freshSchools· 1mo agoAmenities· freshArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

Medium

Sale Estimate

£172,000

£155k - £189kMedium

Estimate

£172k

Range

£155k – £189k

Rent Estimate (pcm)

£1,150

£1k - £1kMedium

Monthly

£1,150

Yield

8.00%

AI Verdict

Derived from HomePortfolio scores

AI summary

126 Markby Road earns a INVESTIGATE rating with HP Score 64/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (72/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

64/ 100

Moderate

Investment Score

54/ 100

Moderate

Crime Score

51/ 100

Elevated

Walkability

72/ 100

High

Transit & Bike

High

Real Data

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 5 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge1.8/40
claims [AVM +1.2% (MEDIUM)] → consensus +1.2% → credited 0.4% after backtest shrinkage; single-source claim - capped pending corroboration
- zoopla_valuationsestimate for 100070444336· as of 11 Aug 2026
Rental economics30/30
gross yield 8.1%; range width penalty ×1.00
- zoopla_valuationsrent estimate 1150/mo (range 1100-1200)· as of 11 Aug 2026· verify before relying on this
Seller motivation0/20
0 price cut(s), 12 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 5 Oct 2026
Risk & liquidity8.6/10
98 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£127,500£195,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£170,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,100-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £53,200
Net cash flow: £222/mo
Cash on cash: 5.0%
Score at this price: 40

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.00 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 100070444336Valuation edge · as of 11 Aug 2026
zoopla_valuationsrent estimate 1150/mo (range 1100-1200)Rental economics · as of 11 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 5 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1150/mo (range 1100-1200)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the discount as unconfirmed - compare recent sold prices on the street yourself before pricing an offer around it.
Only one independent source currently supports the valuation edge.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£172,000

Rent Estimate (pcm)£1,150

Gross Yield8.00%

1y Growth-

3y Growth-1.5%

5y Growth+1.8%

10y Growth-0.9%

Last Sold Price£80,000 (2004-11-05)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0B18 4PN

Approval Rate

-12mo

Development

low

2026/05590/PA
Application to determine the details for condition numbers 20. (vehicle charging points) 31. (boundary treatment details) 33. (lighting scheme) 34. (sample materials) 35. (level details) 40. (refuse storage) 41. (parking) 43. (cycle storage) and 46. (pedestrian and cycle route details).
Pending
2026/05434/PA
Erection of a single story side extension
Rejected
2026/05055/PA
Extension of existing opening hours to midnight on Friday and Saturday to Unit R06
Pending

View Planning Timeline