14 Spooner Croft, Birmingham, B5 7JN

UPRN:100070518771Terrace Property3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band AEPC: C (69)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£259,000

£246k - £272kHigh

Estimate

£259k

Range

£246k – £272k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

5.54%

Verdict

Derived from HomePortfolio scores

14 Spooner Croft earns an INVESTIGATE rating with HP Score 55/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (90/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

55/ 100

Mixed

Investment Score

53/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

90/ 100

Excellent

Transit & Bike

Transit 4Bike 65

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£260,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,100-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £82,300
Net cash flow: -£47/mo
Cash on cash: -0.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£259,000

Rent Estimate (pcm)£1,200

Gross Yield5.54%

1y Growth-

3y Growth-10.6%

5y Growth-5.8%

10y Growth+2.0%

Last Sold Price£37,000 (1996-03-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0B5 7JN

Approval Rate

-12mo

Development

low

2026/06143/PA
Application to determine the details for conditions 29 (Submission of window details) and 30 (Submission of architectural details) in so far as they relate to Block F attached to reference number 2019/07805/PA
Approved
2026/06078/PA
Change of use from a betting shop (Sui Generis) to restaurant (Use Class E(b)
Pending
2026/06048/PA
Discharge of condition 26 (demolition method statement) attached to planning approval 2022/09643/PA
Pending

View Planning Timeline

Ownership

Corporate Ownership25.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1996-03-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,180

Population Density3,152 /km²

Owner Occupied20%

Age Distribution

0-15 21%16-64 72%65+ 7%

View Area Profile

Schools Nearby

Chandos Primary School
0.2 mi
Requires improvement
Lillian De Lissa Nursery School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Catherine of Siena Catholic Primary School
0.3 mi
Good
Ark St Alban's Academy
0.3 mi
Good

4 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

31 Spooner Croft
-
£325k
-
11 Spooner Croft
-
£200k
-
16 Spooner Croft
-
£282k
-
12 Spooner Croft
-
£265k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN