40 The Lindens, Birmingham, B32 2ER

UPRN:100070536646Semi-Detached House4 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band DEPC: B (82)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£458,000

£435k - £481kHigh

Estimate

£458k

Range

£435k – £481k

Rent Estimate (pcm)

£2,550

£2k - £3k

Monthly

£2,550

Yield

7.75%

Verdict

Derived from HomePortfolio scores

40 The Lindens earns an INVESTIGATE rating with HP Score 76/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

71/ 100

High

Crime Score

37/ 100

Elevated

Walkability

76/ 100

High

Transit & Bike

Transit 54Bike 42

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£395,000

At the asking price

Monthly rent£2,550/mo

Evidenced range £2,400-£2,700

Interest rate5.4%

Loan to value75%

Cash required: £129,550
Net cash flow: £432/mo
Cash on cash: 4.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.91 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£458,000

Rent Estimate (pcm)£2,550

Gross Yield7.75%

1y Growth+36.8%

3y Growth+2.3%

5y Growth+4.0%

10y Growth+4.6%

Last Sold Price£250,000 (2013-06-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0B32 2ER

Approval Rate

-12mo

Development

low

DC/26/72124
Proposed two storey side and rear and single storey rear extensions (Revision to refused planning permission DC/26/71678)
Pending
2026/05646/PA
Erection of two storey side and rear extension with a single storey front extension and alterations to existing roof
Pending
2026/05264/PA
Erection of 5.75 metre deep single storey rear extension. Maximum height 3.50 metres, eaves height 2.80 metres
Approved

View Planning Timeline

Ownership

Corporate Ownership67.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2013-06-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,180

Population Density-

Owner Occupied77%

Age Distribution

0-15 19%16-64 60%65+ 21%

View Area Profile

Schools Nearby

Woodhouse Primary Academy
0.3 mi
-
Our Lady of Fatima Catholic Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Lightwoods Primary Academy
0.5 mi
Good
World's End Junior School
0.7 mi
Good

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

49 The Lindens
-
£465k
-
10 The Lindens
-
£355k
-
47 The Lindens
-
£325k
-
43 The Lindens
-
£335k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN