Data freshness:●Listing· freshListing: fresh, refreshed 5d ago (2026-11-10T04:00:08.634285+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-11T06:29:53.705325+00:00)●Ownership· freshOwnership: fresh, refreshed 5d ago (2026-11-10T15:09:43.263900+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Crime· freshCrime: fresh, refreshed 4d ago (2026-11-11T13:01:03.839912+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T05:00:30.533230+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh●Council Tax· 1mo agoCouncil Tax: ageing, refreshed 1mo ago (2026-10-12T23:31:49.063728+00:00)
HP Score
72
/ 100
Mixed
Verdict
yesterday
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
18 of 21 sources
Sale Estimate
£203,000
£183k - £224kMedium
Estimate
£203k
Range
£183k – £224k
Rent Estimate (pcm)
£1,300
£1k - £1k
Monthly
£1,300
Yield
8.43%
Verdict
Derived from HomePortfolio scores
104 Cheveral Avenue earns an INVESTIGATE rating with HP Score 72/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Submission of details to discharge condition No. 22 (external materials); imposed on planning permission reference PL/2024/0001869/OUTM granted on 29/05/2025 for outline planning permission with all matters reserved for future determination, save for the means of access via Sandy Lane, for: the demolition of existing buildings and the erection of up to 250 dwellings, site access and highway works, green infrastructure and children’s play area, public amenity space and ancillary works.
Pending
PL/2026/0001162/PAH
Application under Prior Approval for single storey rear extension. The extension will be 6.00 metres away from the original rear wall of the building with a height of 3.21 metres at the highest point and 3.00 metres to the eaves.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
44
Reduced confidence2 independent sourcesListing checked 10 Nov 2026
Fewer independent sources agree, or a component could not be scored.
Valuation edge0/15
claims [AVM +8.9% (MEDIUM), sold-comps -0.5%, £/sqft -0.4%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 14 Nov 2026
valuation_snapshotsestimate for 100070633149· as of 14 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 12.5%· as of 10 Nov 2026
Rental economics27.5/40
gross yield 8.4%; range width penalty ×1.00
valuation_snapshotsrent estimate 1300/mo (range 1250-1350)· as of 14 Nov 2026· verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yield· as of 10 Nov 2026· verify before relying on this
Stress margin3.5/30
stressed cash flow +45/mo, +3% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 46 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity12.8/15
729 sales/12mo in area; valuation range width 20%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivityScores 70+ up to £143,500
£139,000£212,500
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£185,000
At the asking price
£1,300/mo
Evidenced range £1,250-£1,350
5.4%
75%
Cash required
£58,000
Net cash flow
£276/mo
Cash on cash
5.7%
Score at this price
44
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.08 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 100070633149Valuation edge · as of 14 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 12.5%Valuation edge · as of 10 Nov 2026
valuation_snapshotsrent estimate 1300/mo (range 1250-1350)Rental economics · as of 14 Nov 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
Risks
What could kill this deal
Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 1300/mo (range 1250-1350)
Rental economics needs verification before you rely on it
listing text signals condition works - budget before trusting any yield
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £143,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026