Flat 6, Valentine House, Church Road, Guildford, GU1 4NG

UPRN:10007090847Purpose Built Flat1 bedsBuilt 1996-2002

LeaseholdCouncil Tax: Band CEPC: B (82)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 6, Valentine House, Church Road, Guildford, GU1 4NG

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£234,000

£222k - £245kHigh

Estimate

£234k

Range

£222k – £245k

Rent Estimate (pcm)

£1,050

£950 - £1k

Monthly

£1,050

Yield

5.25%

Verdict

Derived from HomePortfolio scores

Flat 6 earns an INVESTIGATE rating with HP Score 65/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is elevated. Walkability is excellent (97/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

73/ 100

High

100

Crime Score

100/ 100

Elevated

Walkability

97/ 100

Excellent

Transit & Bike

Transit 42Bike 63

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£240,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £950-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £75,600
Net cash flow: -£83/mo
Cash on cash: -1.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.30 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£234,000

Rent Estimate (pcm)£1,050

Gross Yield5.25%

1y Growth+4.2%

3y Growth-1.3%

5y Growth-0.6%

10y Growth+0.9%

Last Sold Price£235,000 (2014-02-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0GU1 4NG

Approval Rate

-12mo

Development

low

26/P/01431
Variation of Conditions 2 (Approved Plans) and 3 (Materials) of Planning Application ref: 24/P/00157 dated 05/03/2024 (Proposed re-instatement of a garage, removal of front canopy, new door canopy, remodelling of roof to form a new pitch, two side rooflights and changes to fenestration). Variation to consist of changes to roof design of main roof and conservatory roof and changes to fenestration
Pending
26/P/01426
Lawful Development Certificate for proposed use for formation of habitable room in roofspace with rear dormer and front rooflight.
Pending
26/D/00159/5
Refer to covering letter
Pending

View Planning Timeline