26 Union Road, Shirley, Solihull, B90 3DQ

UPRN:100071016207Mid Terrace HouseBeds -Built 1900-1929

Tenure: -Council Tax: Band BEPC: D (63)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

26 Union Road, Shirley, Solihull, B90 3DQ

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£351,000

£316k - £386kMedium

Estimate

£351k

Range

£316k – £386k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

5.79%

Verdict

Derived from HomePortfolio scores

26 Union Road earns an INVESTIGATE rating with HP Score 80/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

79/ 100

High

Transit & Bike

Transit 55Bike 46

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£290,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,250-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £92,800
Net cash flow: -£10/mo
Cash on cash: -0.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.43 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£351,000

Rent Estimate (pcm)£1,400

Gross Yield5.79%

1y Growth+66.3%

3y Growth+1.5%

5y Growth+1.4%

10y Growth+2.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0B90 3DQ

Approval Rate

-12mo

Development

low

PL/2026/01936/MINFHO
Rear part single and part two storey and side single storey extension.
Pending
PL/2026/01943/PNH
Prior notification for a ground floor rear extension to provide a kitchen and dining area measuring 5m beyond the original rear wall, at a maximum height of 2.84m, and measuring 2.66m at the eaves.
Pending
PL/2026/01939/PNH
Prior notification for a ground floor rear extension to replace existing conservatory measuring 3.3m beyond the original rear wall, at a maximum height of 3.4m, and measuring 2.6m at the eaves.
Pending

View Planning Timeline

Ownership

Corporate Ownership61.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,672

Population Density5,175 /km²

Owner Occupied66%

Age Distribution

0-15 20%16-64 54%65+ 26%

View Area Profile

Schools Nearby

Shirley Heath Junior School
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Kingswood School
0.2 mi
Good
Tudor Grange Primary Academy, St James
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Blossomfield Infant and Nursery School
0.5 mi
Good

2 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

36 Union Road
-
£330k
-
38 Union Road
-
£260k
-
24 Union Road
-
£369k
-
Aynsley Court, 12 - 18 Union Road
-
£95k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN