39 Bridle Lane, Sutton Coldfield, B74 3QE

UPRN:100071026727Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band CEPC: D (64)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

39 Bridle Lane, Sutton Coldfield, B74 3QE

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£439,000

£417k - £461kHigh

Estimate

£439k

Range

£417k – £461k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

4.77%

Verdict

Derived from HomePortfolio scores

39 Bridle Lane earns an INVESTIGATE rating with HP Score 79/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (55/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

4/ 100

Low

Walkability

55/ 100

Moderate

Transit & Bike

Transit 47Bike 43

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£440,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,650-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £145,300
Net cash flow: -£273/mo
Cash on cash: -2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.18 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£439,000

Rent Estimate (pcm)£1,750

Gross Yield4.77%

1y Growth-

3y Growth+0.4%

5y Growth+0.5%

10y Growth+3.4%

Last Sold Price£158,000 (2002-11-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0B74 3QE

Approval Rate

-12mo

Development

low

26/0808
Full planning application for a first floor side extension and single storey rear extension.
Pending
26/1224
Oak Tree - Remove one lower limb growing over neighbouring garden.
Pending
26/0990
Full planning application for two storey side and rear extension with an erection of rear dormer. Extension of existing porch to the front of the property.
Pending

View Planning Timeline

Ownership

Corporate Ownership59.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2002-11-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,112

Population Density-

Owner Occupied91%

Age Distribution

0-15 18%16-64 55%65+ 27%

View Area Profile

Schools Nearby

St Anne's Catholic Primary School, Streetly
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Blackwood School
0.3 mi
Inspected as Blackwood School (URN 104211) on 6 Oct 2016
Manor Primary School
0.4 mi
Good
The Streetly Academy
0.6 mi
Good

6 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

79 Bridle Lane
-
£488k
-
75 Bridle Lane
-
£380k
-
67 Bridle Lane
-
£425k
-
81 Bridle Lane
-
£326k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN