Flat 19, Scholars Court, Chertsey Street, Guildford, GU1 4BE

UPRN:10007105641Flat/MaisonetteBeds -Built -

LeaseholdCouncil Tax: -EPC: B (83)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 19, Scholars Court, Chertsey Street, Guildford, GU1 4BE

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£474,000

£426k - £521kMedium

Estimate

£474k

Range

£426k – £521k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

10.25%

Verdict

Derived from HomePortfolio scores

Flat 19 earns an INVESTIGATE rating with HP Score 65/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is elevated. Walkability is excellent (98/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

73/ 100

High

100

Crime Score

100/ 100

Elevated

Walkability

98/ 100

Excellent

Transit & Bike

Transit 44Bike 62

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 49% above the ask. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +49.4% (MEDIUM), sold-comps +51.8%, £/sqft +51.8%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10007105641· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21.7%· as of 9 Nov 2026
Rental economics36.3/40
gross yield 10.2%; range width penalty ×0.91; the estimate this rent rides on sits 49% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 2050/mo (range 1900-2200)· as of 9 Nov 2026· verify before relying on this
- valuation_snapshotssale estimate 49% above the ask on the same snapshot - verify the rent describes this home· as of 9 Nov 2026· verify before relying on this
Stress margin13.8/30
stressed cash flow +283/mo, +14% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); passes the stress
- listing_factsservice charge / ground rent from the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 245 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity12.8/15
352 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£240,000£276,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£240,000

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,900-£2,200

Interest rate5.4%

Loan to value75%

Cash required: £75,600
Net cash flow: £609/mo
Cash on cash: 9.7%
Score at this price: 65

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.53 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10007105641Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21.7%Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 2050/mo (range 1900-2200)Rental economics · as of 9 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 49% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Nov 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advert

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2050/mo (range 1900-2200)
Rental economics needs verification before you rely on it
sale estimate 49% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£474,000

Rent Estimate (pcm)£2,050

Gross Yield10.25%

1y Growth-

3y Growth-1.3%

5y Growth-0.6%

10y Growth+0.9%

Last Sold Price£640,000 (2018-06-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0GU1 4BE

Approval Rate

-12mo

Development

low

26/P/01431
Variation of Conditions 2 (Approved Plans) and 3 (Materials) of Planning Application ref: 24/P/00157 dated 05/03/2024 (Proposed re-instatement of a garage, removal of front canopy, new door canopy, remodelling of roof to form a new pitch, two side rooflights and changes to fenestration). Variation to consist of changes to roof design of main roof and conservatory roof and changes to fenestration
Pending
26/P/01426
Lawful Development Certificate for proposed use for formation of habitable room in roofspace with rear dormer and front rooflight.
Pending
26/T/00295
(T1) Silver Birch- Crown lift to achieve vertical clearance of 2.3M above ground level. Charlottesville & Warren Road Conservation area.
Pending

View Planning Timeline