22 Halifax Close, Guildford, GU3 3FN

UPRN:10007108841Semi-Detached House4 bedsBuilt 2019

FreeholdCouncil Tax: Band FEPC: B (87)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£622,000

£591k - £653kHigh

Estimate

£622k

Range

£591k – £653k

Rent Estimate (pcm)

£2,700

£2k - £3k

Monthly

£2,700

Yield

5.18%

Verdict

Derived from HomePortfolio scores

22 Halifax Close earns an INVESTIGATE rating with HP Score 66/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (16/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

16/ 100

Low

Transit & Bike

Transit 9Bike 33

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.5% (HIGH), sold-comps -19.5%, £/sqft -19.4%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10007108841· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 9.5%· as of 30 Oct 2026
Rental economics1.2/40
gross yield 5.2%; range width penalty ×0.83
- valuation_snapshotsrent estimate 2700/mo (range 2450-2950)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -782/mo, -29% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 119 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
103 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£469,000£719,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£625,000

At the asking price

Monthly rent£2,700/mo

Evidenced range £2,450-£2,950

Interest rate5.4%

Loan to value75%

Cash required: £210,050
Net cash flow: -£240/mo
Cash on cash: -1.4%
Score at this price: 16

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.28 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10007108841Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 9.5%Valuation edge · as of 30 Oct 2026
valuation_snapshotsrent estimate 2700/mo (range 2450-2950)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2700/mo (range 2450-2950)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 119 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£622,000

Rent Estimate (pcm)£2,700

Gross Yield5.18%

1y Growth-

3y Growth-2.6%

5y Growth-0.7%

10y Growth+1.4%

Last Sold Price£600,000 (2022-11-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0GU3 3FN

Approval Rate

-12mo

Development

low

25/D/00050/2
Discharge of condition 2 (Trees), 3 (Ecology Report), 5 (Scheme for Vehicles to Park and Turn), 7 (Scheme Bicycles and e-bikes) and 8 (Contaminated Land) of planning application 23/W/00055, approved 28/03/2024
Pending
26/N/00045
Non-material amendment to planning permission 23/P/01062 approved 15/12/2023 for the internal change of the use of the store that serves No.69, from a store to a kitchen and bathroom to fully utilise the space of the ground floor of No.69.
Approved
26/P/00380
Part one and part two storey rear, side and front extension to existing property alongside internal configuration to create revised property with 4 bedrooms, additional shower room, frontage garage and utility room alongside rear shared kitchen/dining/living area following demolition of existing detached garden garage.
Approved

View Planning Timeline

Ownership

Corporate Ownership55.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-11-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,985

Population Density-

Owner Occupied80%

Age Distribution

0-15 18%16-64 59%65+ 23%

View Area Profile

Schools Nearby

Worplesdon Primary School
0.9 mi
Inspected as Worplesdon Primary School (URN 125025) on 29 Apr 2025
Wood Street Infant School and Nursery
1.2 mi
Inspected as Wood Street Infant School (URN 125004) on 28 Jan 2025
Rydes Hill Preparatory School
1.7 mi
Inspected by ISI
St Joseph's Catholic Primary School
1.8 mi
Inspected as St Joseph's Catholic Primary School (URN 131112) on 9 Feb 2023

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

28 Halifax Close
-
£650k
-
3 Halifax Close
-
£170k
-
28 Halifax Close
-
£610k
-
29 Halifax Close
-
£650k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN