43 Phoenix Rise, Wednesbury, WS10 7SL

UPRN:100071102451Flat/Maisonette1 bedsBuilt 1950-1966

LeaseholdCouncil Tax: Band AEPC: D (59)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£48,000

£43k - £53kMedium

Estimate

£48k

Range

£43k – £53k

Rent Estimate (pcm)

£300

£300 - £350

Monthly

£300

Yield

8.00%

Verdict

Derived from HomePortfolio scores

43 Phoenix Rise earns an INVESTIGATE rating with HP Score 71/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

47/ 100

Elevated

Walkability

82/ 100

High

Transit & Bike

Transit 59Bike 38

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +6.2% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100071102451· as of 9 Nov 2026
Rental economics40/40
gross yield 10.4% on contractual rent (listing-disclosed tenancy); contractual 420/mo far above the 300/mo estimate - credited at the 1.3x cap, verify
- listing_factscontractual rent 420/mo (tenanted)· as of 3 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -33/mo, -9% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 3 price cut(s), 306 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity12.7/15
264 sales/12mo in area; valuation range width 21%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£34,000£51,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£45,000

At the asking price

Monthly rent£300/mo

Evidenced range £300-£350

Interest rate5.4%

Loan to value75%

Cash required: £14,800
Net cash flow: £56/mo
Cash on cash: 4.5%
Score at this price: 53

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.98 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100071102451Valuation edge · as of 9 Nov 2026
listing_factscontractual rent 420/mo (tenanted)Rental economics · as of 3 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
contractual rent 420/mo (tenanted)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
3 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£48,000

Rent Estimate (pcm)£300

Gross Yield8.00%

1y Growth-

3y Growth+6.1%

5y Growth+5.5%

10y Growth+6.8%

Last Sold Price£39,000 (2015-10-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0WS10 7SL

Approval Rate

-12mo

Development

low

PD/26/03367
Proposed single storey rear extension: measuring 4.60m L x 3.62m H (2.47m to eaves)
Pending
26/1011
Change of use of the former public house and associated upper-floor accommodation (Sui Generis) to an eight-bedroom house in multiple occupation (Sui Generis) for a maximum of eight occupants, together with associated refuse/recycling and secure cycle-storage provision.
Pending
26/1013
Advertisement consent for 2no. internally illuminated fascia sign measuring 2.45m (H) by 8.7m (W), 2no. internally illuminated fascia sign measuring 1.9m (H) by 1.9 (W), 1no. vinyl sign measuring 2.88m (H) by 15.95m (W), 1no. ACM sign measuring 0.41m (H) by 2.32m (W), 1no. ACM panel measuring 0.54m (H) by 0.42m (W), 1no. ACM measuring 0.3m (H) by 0.3m (W), 1no. ACM sign measuring 0.425m (H) by 0.6m (W), 1no. vinyl sign measuring 1.7m (H) by 8.7m (W), 1no. vinyl sign measuring 0.71m (H) by 2.22m (W), 1no. vinyl sign measuring 2.88m (H) by 2.9m (W), 1no. vinyl sign measuring 1.8m (H) by 3.6m (W), 1no. acrylic sign measuring 0.3m (H) by 1.2m (W), 1no. aluminium and acrylic sign measuring 1.02m (H) by 1.99m (W), 1no. ACM sign measuring 1m (H) by 1.97m (W), 1no aluminium sign measuring 1.1m (H) by 1.39m (W), 1no. aluminium sign measuring 0.6m (H) by 1.2m (W), 1no. digitally printed laminate sign measuring 645m (H) by 645m (W), 1no. vinyl sign measuring 1.87m (H) by 1.45m (W).
Pending

View Planning Timeline

Ownership

Corporate Ownership67.7%
Overseas OwnershipNo
Lease Term Remaining56 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2015-10-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,112

Population Density-

Owner Occupied46%

Age Distribution

0-15 28%16-64 62%65+ 10%

View Area Profile

Schools Nearby

Rowley View Nursery School
0.3 mi
Outstanding
Kings Hill Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Old Park Primary School
0.4 mi
Outstanding
Pinfold Street Primary School
0.4 mi
Good

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

37 Phoenix Rise
-
£52k
-
4 Phoenix Rise
-
£47k
-
24 Phoenix Rise
-
£50k
-
8 Phoenix Rise
-
£52k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN