5 Newgate Court, Church Street, Oswestry, SY11 2SZ

UPRN:100071217593Flat/Maisonette2 bedsBuilt before 1900

LeaseholdCouncil Tax: Band AEPC: E (43)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

5 Newgate Court, Church Street, Oswestry, SY11 2SZ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£134,000

£128k - £141kHigh

Estimate

£134k

Range

£128k – £141k

Rent Estimate (pcm)

£500

£450 - £550

Monthly

£500

Yield

4.44%

Verdict

Derived from HomePortfolio scores

5 Newgate Court earns an INVESTIGATE rating with HP Score 65/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (97/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

79/ 100

Elevated

Walkability

97/ 100

Excellent

Transit & Bike

Transit 56Bike 59

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£135,000

At the asking price

Monthly rent£500/mo

Evidenced range £450-£550

Interest rate5.4%

Loan to value75%

Cash required: £42,000
Net cash flow: -£109/mo
Cash on cash: -3.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.10 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£134,000

Rent Estimate (pcm)£500

Gross Yield4.44%

1y Growth-

3y Growth+1.1%

5y Growth+1.6%

10y Growth+3.3%

Last Sold Price£90,000 (2011-01-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1SY11 2SZ

Approval Rate

-12mo

Development

low

26/04154/AMP
Non Material Amendment to planning application 26/02148/FUL to change kitchen window to door, form raised terrace and remove small window from living room gable wall.
Pending
26/04027/FUL
Erection of reverse vending machine unit for recycling purposes.
Pending
26/03773/ADV
Proposed 2No fascia signs to the front and side elevations
Pending

View Planning Timeline

Ownership

Corporate Ownership75.3%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2011-01-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

20 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,603

Population Density3,392 /km²

Owner Occupied29%

Age Distribution

0-15 10%16-64 73%65+ 17%

View Area Profile

Schools Nearby

Our Lady and St Oswald's Catholic Primary School, A Voluntary Academy
0.1 mi
Inspected as Our Lady and St Oswald's Catholic Primary School (URN 123553) on 13 Jul 2022
Oswestry School
0.2 mi
Inspected by ISI
The Marches School
0.3 mi
Good
Woodside Primary School
0.7 mi
Inspected as Woodside Primary School (URN 123387) on 10 Dec 2008

0 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

69 Church Street
-
£165k
-
69 Church Street
-
£165k
-
43 Church Street
-
£2.50M
-
61 Church Street
-
£210k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN