2 The Old Council House, West Street, Shipston-on-Stour, CV36 4GA

UPRN:100071244673Flat/Maisonette3 bedsBuilt before 1900

LeaseholdCouncil Tax: Band FEPC: D (64)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

2 The Old Council House, West Street, Shipston-on-Stour, CV36 4GA

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£509,000

£458k - £560kMedium

Estimate

£509k

Range

£458k – £560k

Rent Estimate (pcm)

£1,650

£1k - £2k

Monthly

£1,650

Yield

3.97%

Verdict

Derived from HomePortfolio scores

2 The Old Council House earns an INVESTIGATE rating with HP Score 76/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

76/ 100

High

Transit & Bike

Transit 24Bike 44

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +2.0% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 100071244673· as of 12 Oct 2026
Rental economics0/40
gross yield 4.0%; range width penalty ×0.72
- valuation_snapshotsrent estimate 1650/mo (range 1450-1850)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,022/mo, -62% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), 163 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity12.8/15
131 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£374,000£574,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£499,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,450-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £165,950
Net cash flow: -£542/mo
Cash on cash: -3.9%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.98 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100071244673Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 1650/mo (range 1450-1850)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1650/mo (range 1450-1850)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£509,000

Rent Estimate (pcm)£1,650

Gross Yield3.97%

1y Growth-

3y Growth-2.0%

5y Growth+1.9%

10y Growth+3.0%

Last Sold Price£155,000 (1998-06-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CV36 4GA

Approval Rate

-12mo

Development

low

26/02684/TREE
T1 and T2 - conifers - Fell. These conifers are growing immediately adjacent to a substantial mature yew, with one extending into and making contact with its crown. Their removal would reduce crowding around the yew. The proposed works aim to enhance the visual prominence and setting of the mature yew.
Pending
26/02566/TREE
T1 - Mature Cypress-type Conifer (believed Leyland Cypress or similar)-Fell T2 - Mature Multi-Stem Cypress-type Conifer (believed Leyland Cypress or similar)-Fell T3 - Mature Cypress-type Conifer Adjacent to the Bungalow (believed Leyland Cypress or similar)-Fell T4 - Deciduous Tree (believed Silver Birch)-Fell T5 - Dense Coniferous / Woody Boundary Growth (species to be confirmed)-Fell
Pending
26/02479/FUL
Alterations to garage to form ancillary workshop/studio in connection with the existing dwelling
Pending

View Planning Timeline

Ownership

Corporate Ownership79.1%
Overseas OwnershipNo
Lease Term Remaining95 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change1998-06-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,847

Population Density1,650 /km²

Owner Occupied61%

Age Distribution

0-15 14%16-64 58%65+ 28%

View Area Profile

Schools Nearby

Shipston-on-Stour Primary School
0.3 mi
Good
Shipston High School
0.4 mi
Good
Newbold and Tredington CofE Primary School
1.8 mi
Report card2025
Ofsted no longer awards a single overall grade.
Brailes Church of England Primary School
3.3 mi
Inspected as Brailes CofE Primary School (URN 125626) on 22 May 2018

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Old Council House West Street
-
£249k
-
The Old Council House West Street
-
£220k
-
The Old Council House West Street
-
£240k
-
The Old Council House West Street
-
£245k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN