Thorn Cottage, High Street, Welford on Avon, Stratford-upon-Avon, CV37 8EF

UPRN:100071247684Semi-Detached HouseBeds -Built before 1900

FreeholdCouncil Tax: Band DEPC: D (56)

Data freshness:Ownership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Thorn Cottage, High Street, Welford on Avon, Stratford-upon-Avon, CV37 8EF

HP Score

/ 100

Mixed

Verdict

8 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£387,000

£348k - £425kMedium

Estimate

£387k

Range

£348k – £425k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

1.46%

Verdict

Derived from HomePortfolio scores

Thorn Cottage earns an INVESTIGATE rating with HP Score 66/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (24/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

24/ 100

Low

Transit & Bike

Transit 7Bike 28

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -197.2% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100071247684· as of 13 Oct 2026
Rental economics0/40
gross yield 1.5%; range width penalty ×0.77
- valuation_snapshotsrent estimate 1400/mo (range 1250-1550)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,953/mo, -282% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 69 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity12.9/15
591 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£862,500£1,322,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,150,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,250-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £405,050
Net cash flow: -£2,912/mo
Cash on cash: -8.6%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.36 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100071247684Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 1400/mo (range 1250-1550)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1400/mo (range 1250-1550)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 69 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£387,000

Rent Estimate (pcm)£1,400

Gross Yield1.46%

1y Growth-

3y Growth-0.3%

5y Growth+0.0%

10y Growth+2.1%

Last Sold Price£227,500 (2017-09-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

6CV37 8EF

Approval Rate

100%12mo

Development

low

26/02620/TREE
T1 - Apple - reduce crown by 2m. T2 - Apple - fell. T3 - Ash - crown lift by 8m. T4 - Ash - reduce crown by 4-5m, lift crown by 5m. T5 - Apple - fell. T6 - Honey Locust - crown thin of 20%.
Pending
26/02494/FUL
Proposed replacement of existing external cladding with timber-effect composite cladding
Pending
26/02428/FUL
Erection of detached garage building with associated vehicle manoeuvring area. Demolition of existing gate and fence and erection of replacement gates.
Pending

View Planning Timeline

Ownership

Corporate Ownership67.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-09-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,847

Population Density-

Owner Occupied81%

Age Distribution

0-15 15%16-64 55%65+ 30%

View Area Profile

Schools Nearby

Welford-on-Avon Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Temple Grafton CofE Primary School
2.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Shottery St Andrew's CofE Primary School
2.9 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Stratford Girls' Grammar School
3.1 mi
Outstanding

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Littleton Cottage High Street
-
£457k
-
Darcy House High Street
-
£1.26M
-
Pear Tree House High Street
-
£850k
-
The Yews High Street
-
£805k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN