Data freshness:●Listing· freshListing: fresh, refreshed 5d ago (2026-10-30T04:00:05.286047+00:00)●Price Paid· freshPrice Paid: fresh, refreshed 3d ago (2026-11-01T05:25:36.552666+00:00)●Planning· 3mo agoPlanning: stale, refreshed 3mo ago (2026-08-02T07:41:22.706354+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh●Council Tax· 4mo agoCouncil Tax: stale, refreshed 4mo ago (2026-07-03T07:41:16.386402+00:00)
HP Score
66
/ 100
Mixed
Verdict
3 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
20 of 21 sources
Sale Estimate
£89,000
£85k - £94kHigh
Estimate
£89k
Range
£85k – £94k
Rent Estimate (pcm)
£650
£600 - £650
Monthly
£650
Yield
12.00%
Verdict
Derived from HomePortfolio scores
Flat 6 earns an INVESTIGATE rating with HP Score 66/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (53/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Application for lawful development certificate for proposed change of use from C3 dwelling house to C3 supported living for upto 6 adults.
Pending
26/00817/TEL
The proposed development consists of a new 20m high Orion streetpole hosting 6 no. antennas, 3 no. ERS, 2no. dishes, equipment housing and other ancillary development.
Low confidence1 independent sourceLead to verifyListing checked 30 Oct 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 27% above the ask. It ranks after every home whose inputs are verified.
Valuation edge2.5/15
claims [AVM +27.0% (HIGH), sold-comps +9.7%, £/sqft +9.3%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
valuation_snapshotsestimate for 100071270792· as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 22.3%· as of 21 Oct 2026
Rental economics40/40
gross yield 12.0%; range width penalty ×1.00; the estimate this rent rides on sits 27% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 650/mo (range 600-650)· as of 9 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 27% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yield· as of 30 Oct 2026· verify before relying on this
Stress margin11.3/30
stressed cash flow +74/mo, +11% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity14.6/15
260 sales/12mo in area; valuation range width 10%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivityScores 70+ up to £62,000
£49,000£75,000
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£65,000
At the asking price
£650/mo
Evidenced range £600-£650
5.4%
75%
Cash required
£20,800
Net cash flow
£231/mo
Cash on cash
13.3%
Score at this price
68
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.96 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 100071270792Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 22.3%Valuation edge · as of 21 Oct 2026
valuation_snapshotsrent estimate 650/mo (range 600-650)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 27% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yield
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 650/mo (range 600-650)
Rental economics needs verification before you rely on it
sale estimate 27% above the ask on the same snapshot - verify the rent describes this home
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Set your walk-away price before viewing - above £62,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Rental economics · as of 30 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026