Flat 1, 120 Thornhill Road, Handsworth, Birmingham, B21 9BU

UPRN:100071440698Flat/MaisonetteBeds -Built 1900-1929

LeaseholdCouncil Tax: -EPC: C (70)

Data freshness:Planning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 1, 120 Thornhill Road, Handsworth, Birmingham, B21 9BU

HP Score

/ 100

Mixed

Verdict

7 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£86,000

£69k - £104kLow

Estimate

£86k

Range

£69k – £104k

Rent Estimate (pcm)

£350

£300 - £400

Monthly

£350

Yield

3.36%

Verdict

Derived from HomePortfolio scores

Flat 1 earns an INVESTIGATE rating with HP Score 50/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (2/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

50/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

51/ 100

Elevated

Walkability

2/ 100

Low

Transit & Bike

Transit 4Bike 42

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing address is a marketing pitch, not a property address ('Thornhill Road- Investment Flat, Handsworth, Birmingham B21') - identity unverifiable, valuation evidence describes the pinned UPRN, not the product being sold

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£125,000

At the asking price

Monthly rent£350/mo

Evidenced range £300-£400

Interest rate5.4%

Loan to value75%

Cash required: £38,800
Net cash flow: -£180/mo
Cash on cash: -5.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.83 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£86,000

Rent Estimate (pcm)£350

Gross Yield3.36%

1y Growth-

3y Growth+1.4%

5y Growth+2.5%

10y Growth+5.1%

Last Sold Price£63,500 (2024-03-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0B21 9BU

Approval Rate

-12mo

Development

low

2026/06570/PA
Application for a prior notification for the installation of 20m high telecommunications mast with associated antennas, transmission dishes, equipment cabinets and ancillary development works
Pending
2026/06506/PA
Erection of 6 metre deep single storey rear extension. Maximum height 4 metres, eaves height 2.8 metres
Pending
2026/06478/PA
Erection of 6 metre deep single storey rear extension. Maximum height 3.8 metres, eaves height 2.9 metres
Pending

View Planning Timeline

Ownership

Corporate Ownership88.2%
Overseas OwnershipNo
Lease Term Remaining116 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2024-03-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,180

Population Density11,746 /km²

Owner Occupied46%

Age Distribution

0-15 20%16-64 69%65+ 11%

View Area Profile

Schools Nearby

Grove School
0.2 mi
Good
King Edward VI Handsworth Grammar School for Boys
0.2 mi
GoodConcerns
King Edward VI Handsworth School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Welford Primary School
0.4 mi
-

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

120 Thornhill Road
-
£130k
-
120 Thornhill Road
-
£64k
-
92 Thornhill Road
-
£130k
-
146 Thornhill Road
-
£680k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN