Flat 1, 1320 Bristol Road South, Northfield, Birmingham, B31 2TD

UPRN:100071453547Purpose Built Flat2 bedsBuilt 1950-1966

LeaseholdCouncil Tax: -EPC: E (47)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

Flat 1, 1320 Bristol Road South, Northfield, Birmingham, B31 2TD

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£109,000

£103k - £114kHigh

Estimate

£109k

Range

£103k – £114k

Rent Estimate (pcm)

£650

£600 - £700

Monthly

£650

Yield

7.80%

Verdict

Derived from HomePortfolio scores

Flat 1 earns an INVESTIGATE rating with HP Score 79/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (93/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

58/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

93/ 100

Excellent

Transit & Bike

Transit 3Bike 59

Walk Score, out of 100

Opportunity

Why this could be an opportunity

High confidence3 independent sourcesListing checked 10 Nov 2026

Every component scored, and three or more independent sources agree.

Valuation edge2.5/15
claims [AVM +8.3% (HIGH), sold-comps +20.0%, £/sqft +20.2%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 11 Nov 2026
- valuation_snapshotsestimate for 100071453547· as of 11 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 24.1%· as of 7 Nov 2026
Rental economics40/40
gross yield 10.1% on contractual rent (listing-disclosed tenancy); contractual 995/mo far above the 650/mo estimate - credited at the 1.3x cap, verify
- listing_factscontractual rent 995/mo (tenanted)· as of 10 Nov 2026· verify before relying on this
Stress margin8.2/30
stressed cash flow +69/mo, +8% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 2 price cut(s), 196 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity14.6/15
524 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £90,000

£75,000£115,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£100,000

At the asking price

Monthly rent£650/mo

Evidenced range £600-£700

Interest rate5.4%

Loan to value75%

Cash required: £31,300
Net cash flow: £112/mo
Cash on cash: 4.3%
Score at this price: 65

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.93 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100071453547Valuation edge · as of 11 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 24.1%Valuation edge · as of 7 Nov 2026
listing_factscontractual rent 995/mo (tenanted)Rental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026

Risks

What could kill this deal

Rental economics needs verification before you rely on it
contractual rent 995/mo (tenanted)
Seller motivation could not be scored
context, not scored: 2 price cut(s), 196 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £90,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.

Valuation & Market

Sale Estimate£109,000

Rent Estimate (pcm)£650

Gross Yield7.80%

1y Growth+17.5%

3y Growth+1.5%

5y Growth+3.4%

10y Growth+4.2%

Last Sold Price£97,000 (2025-05-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0B31 2TD

Approval Rate

-12mo

Development

low

2026/06566/PA
Erection of 4.6 metre deep single storey rear extension. Maximum height 2.75 metres, eaves height 2.5 metres
Pending
2026/06216/PA
Variation of Condition no.18 (Limits the maximum number of dwellings to 220) attached to Planning Approval 2023/03677/PA to allow the provision of up to 270 dwellings
Pending
2026/06217/PA
Variation of Condition no.17 (Limits the maximum number of dwellings to 160) attached to Planning Approval 2023/03678/PA to allow the provision of up to 225 dwellings
Pending

View Planning Timeline

Ownership

Corporate Ownership65.8%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2025-05-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,180

Population Density3,296 /km²

Owner Occupied72%

Age Distribution

0-15 21%16-64 62%65+ 17%

View Area Profile

Schools Nearby

The Meadows Primary School
0.3 mi
Inspected as The Meadows Primary School (URN 103296) on 28 Nov 2023
St Columba's Catholic Primary School
0.4 mi
Good
Turves Green Boys' School
0.6 mi
Good
Turves Green Primary School
0.7 mi
Good

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1320 Bristol Road South
-
£97k
-
1320 Bristol Road South
-
£120k
-
1326 Bristol Road South
-
£115k
-
1320 Bristol Road South
-
£88k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN