Rutland House, Bull Moor Lane, Flaxton, York, YO60 7RU

UPRN:10007633669Detached House4 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band GEPC: C (70)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Rutland House, Bull Moor Lane, Flaxton, York, YO60 7RU

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£928,000

£835k - £1.02MMedium

Estimate

£928k

Range

£835k – £1.02M

Rent Estimate (pcm)

£2,650

£2k - £3k

Monthly

£2,650

Yield

2.77%

Verdict

Derived from HomePortfolio scores

Rutland House earns an INVESTIGATE rating with HP Score 55/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (3/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

55/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

3/ 100

Low

Transit & Bike

Transit 4Bike 22

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -23.9% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10007633669· as of 13 Oct 2026
Rental economics0/40
gross yield 2.8%; range width penalty ×0.63
- valuation_snapshotsrent estimate 2650/mo (range 2300-3050)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,034/mo, -114% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 58 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity12.8/15
47 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£862,500£1,322,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,150,000

At the asking price

Monthly rent£2,650/mo

Evidenced range £2,300-£3,050

Interest rate5.4%

Loan to value75%

Cash required: £405,050
Net cash flow: -£2,047/mo
Cash on cash: -6.1%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.68 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10007633669Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 2650/mo (range 2300-3050)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2650/mo (range 2300-3050)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 58 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£928,000

Rent Estimate (pcm)£2,650

Gross Yield2.77%

1y Growth-

3y Growth-5.8%

5y Growth+3.0%

10y Growth+2.0%

Last Sold Price£575,000 (2010-09-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0YO60 7RU

Approval Rate

-12mo

Development

low

26/06414/FUL
Application for the retention of a greenhouse, garden room, a timber-clad garden shed and an electrical box (Retrospective).
Pending
26/06415/DISCON
Approval of details required under conditions 3 (Exterior Materials), 7 (Ground Surfacing Materials) and 8 (Surface Water Disposal) of Planning Permission ZE24/04987/HOUSE - Erection of a two storey extension to the southern elevation and rendering and increase in eaves and ridge heights of existing dwelling to include installation of 3no. dormer windows, alterations to fenestration, erection of open porch and erection of an attached garage and access
Pending
ZE26/00691/TPO
Prune back Silver birch epicormic growth, prune low hanging branches/leaf by 1.8m (T2) within TPO 376/2025 and to prune back T2 Sycamore by 1m and remove dead wood and to prune low hanging branches to give 3m clearance over the garden
Pending

View Planning Timeline

Ownership

Corporate Ownership85.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2010-09-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,683

Population Density-

Owner Occupied78%

Age Distribution

0-15 15%16-64 54%65+ 31%

View Area Profile

Schools Nearby

Foston Church of England Voluntary Controlled Primary School
2.0 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Sand Hutton Church of England Voluntary Controlled Primary School
2.3 mi
GoodConcerns
Robert Wilkinson Primary Academy
3.4 mi
Good
Sheriff Hutton Primary School
3.5 mi
GoodConcerns

1 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Glebe Farm
-
£995k
-
1 The Green
-
£242k
-
Glebe Farm
-
£545k
-
Rutland House
-
£575k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN