Stargazy Cottage, Trescowe, Germoe, Penzance, TR20 9RN

UPRN:10007791435Semi-Detached House2 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: C (72)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Stargazy Cottage, Trescowe, Germoe, Penzance, TR20 9RN

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£310,000

£294k - £325kHigh

Estimate

£310k

Range

£294k – £325k

Rent Estimate (pcm)

£1,050

£950 - £1k

Monthly

£1,050

Yield

2.36%

Verdict

Derived from HomePortfolio scores

Stargazy Cottage earns an INVESTIGATE rating with HP Score 61/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 16Bike 7

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£535,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £950-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £178,550
Net cash flow: -£1,079/mo
Cash on cash: -7.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.58 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£310,000

Rent Estimate (pcm)£1,050

Gross Yield2.36%

1y Growth-

3y Growth+1.3%

5y Growth+0.6%

10y Growth+4.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TR20 9RN

Approval Rate

-12mo

Development

low

PA26/04517
Demolition of previously approved barn conversion, construction of self build dwelling & associated works
Pending
PA26/03293
Demolition of the existing ground floor utility and replacement with a 2-story extension following damage caused by fire.
Conditions
PA25/08939
Demolition of Previously Approved Barn Conversion, Construction of Self Build Dwelling & Associated Works
Rejected

View Planning Timeline

Ownership

Corporate Ownership73.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density78 /km²

Owner Occupied82%

Age Distribution

0-15 15%16-64 58%65+ 27%

View Area Profile

Schools Nearby

Germoe Community Primary School
1.1 mi
Good
St Hilary School
1.4 mi
Good
Godolphin Primary School
1.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Leedstown Community Primary School
2.5 mi
Inspected as Leedstown Community Primary School (URN 111811) on 11 Jul 2013

5 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

West End Cottage Trescowe
-
£550k
-
Crimond Trescowe
-
£390k
-
West Cottage Trescowe
-
£383k
-
By-Way Trescowe
-
£208k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN