3 Chapel Terrace, Redruth Highway, Redruth Highway, Redruth, TR15 1RT

UPRN:10007792439Mid Terrace House2 bedsBuilt before 1900

FreeholdCouncil Tax: Band BEPC: E (40)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

3 Chapel Terrace, Redruth Highway, Redruth Highway, Redruth, TR15 1RT

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£233,000

£210k - £256kMedium

Estimate

£233k

Range

£210k – £256k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

9.93%

Verdict

Derived from HomePortfolio scores

3 Chapel Terrace earns an INVESTIGATE rating with HP Score 67/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (34/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

34/ 100

Mixed

Transit & Bike

Transit 14Bike 39

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£145,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,150-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £45,200
Net cash flow: £341/mo
Cash on cash: 9.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.45 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£233,000

Rent Estimate (pcm)£1,200

Gross Yield9.93%

1y Growth-

3y Growth+1.4%

5y Growth+3.8%

10y Growth+3.7%

Last Sold Price£129,000 (2011-09-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TR15 1RT

Approval Rate

-12mo

Development

low

PA26/07507
Construction of three dwellings and associated works
Pending
PA26/07359
Submission of details to discharge Condition numbers 3 (CL1), 4 (CL2), 5 (Contaminated Land - Verification Report), 6 (Contaminated Land - Report Contamination) and 7 (Materials) in respect of Decision Notice PA25/09569 dated 14/04/26
Pending
PA26/05846
Advertisement consent for 11no. signs - flat aluminium composite material (ACM) panels with digitally printed graphics
Pending

View Planning Timeline