Chy Bron, Pengersick Lane, Germoe, Penzance, TR20 9RF

UPRN:10007796471Detached House5 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band DEPC: D (60)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Chy Bron, Pengersick Lane, Germoe, Penzance, TR20 9RF

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£571,000

£457k - £685kLow

Estimate

£571k

Range

£457k – £685k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

17.28%

Verdict

Derived from HomePortfolio scores

Chy Bron earns an INVESTIGATE rating with HP Score 68/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (26/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

26/ 100

Low

Transit & Bike

Transit 8Bike 15

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£125,000

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,600-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £38,800
Net cash flow: £824/mo
Cash on cash: 25.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 4.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£571,000

Rent Estimate (pcm)£1,800

Gross Yield17.28%

1y Growth-

3y Growth+1.3%

5y Growth+0.6%

10y Growth+4.1%

Last Sold Price£465,000 (2022-03-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TR20 9RF

Approval Rate

-12mo

Development

low

PA26/07405
Proposed alteration of roof to conservatory on south west elevation and revised window to north west elevation
Pending
PA26/07195
Technical Details Consent for the erection of one dwelling following the grant of a Permission in Principal on date PA25/00689
Pending
PA26/05851
First Floor Extension, Internal Alterations & Associated Works
Pending

View Planning Timeline

Ownership

Corporate Ownership73.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-03-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density119 /km²

Owner Occupied86%

Age Distribution

0-15 11%16-64 50%65+ 39%

View Area Profile

Schools Nearby

Germoe Community Primary School
0.3 mi
Good
Godolphin Primary School
2.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Hilary School
2.2 mi
Good
Breage CofE Primary School
2.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The White Sands Pengersick Lane
-
£595k
-
The White Sands Pengersick Lane
-
£568k
-
Chy Bron Pengersick Lane
-
£465k
-
The White Sands Pengersick Lane
-
£160k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN