7 The Orchards, Talbot Road, Lingfield, RH7 6AY

UPRN:10007914150Mid Terrace House3 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band EEPC: B (83)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

7 The Orchards, Talbot Road, Lingfield, RH7 6AY

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£556,000

£529k - £584kHigh

Estimate

£556k

Range

£529k – £584k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

4.47%

Verdict

Derived from HomePortfolio scores

7 The Orchards earns an INVESTIGATE rating with HP Score 73/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (54/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

69/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

54/ 100

Moderate

Transit & Bike

Transit 14Bike 26

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 12 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [AVM +1.1% (HIGH), sold-comps +5.5%, £/sqft +5.6%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 14 Nov 2026
- valuation_snapshotsestimate for 10007914150· as of 14 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21.3%· as of 1 Nov 2026
Rental economics0/40
gross yield 4.5%; range width penalty ×0.81
- valuation_snapshotsrent estimate 2050/mo (range 1850-2250)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -944/mo, -46% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 12 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 191 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 12 Nov 2026
Risk & liquidity14.7/15
81 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£412,500£632,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,850-£2,250

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: -£437/mo
Cash on cash: -2.9%
Score at this price: 17

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.10 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10007914150Valuation edge · as of 14 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21.3%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 2050/mo (range 1850-2250)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 12 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 12 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2050/mo (range 1850-2250)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 191 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£556,000

Rent Estimate (pcm)£2,050

Gross Yield4.47%

1y Growth-

3y Growth+3.9%

5y Growth+2.4%

10y Growth+2.4%

Last Sold Price£450,000 (2016-09-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0RH7 6AY

Approval Rate

-12mo

Development

low

2026/1407/TCA
No.1) Acer - reduce by 2.5m leaving a residual 7m and keeping the remaining tree in proportion and natural shape. No.2) Twisted Willow - reduce from 10m leaving a residual 6m. This tree is prone to storm damage and needs similar works as concented in 2023. No.3) Bay - reduce in size by half and remove two limbs which are leaning heavily on a boundary fence.
Pending
2024/1048/Cond1
Details pursuant to Condition 3( Biodiversity Enhancement and Management Plan), 4(Construction Environmental Management Plan), 5 (Drainage), 6 (Renewable energy) and 8 (Cycle parking and e-bike charging) of planning permission ref: 2024/1048 dated 11/06/2025 (Subdivision of existing residential curtilage and erection of 2 x4 bedroom detached dwellings with associated landscaping, parking and vehicle access)
Pending
2026/1292
Installation of 7 no. Air Source Heat Pump units with acoustic screening and extension to existing brick wall. (this application is determined by Surrey County Council under their ref SCCRef-2026-0132 - this record is for consultation only)
Pending

View Planning Timeline

Ownership

Corporate Ownership78.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-09-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,316

Population Density596 /km²

Owner Occupied62%

Age Distribution

0-15 20%16-64 55%65+ 25%

View Area Profile

Schools Nearby

Lingfield Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Piers College (Young Epilepsy)
1.0 mi
-
St Piers School
1.0 mi
Good
Lingfield College
1.4 mi
Inspected by ISI

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Orchards Talbot Road
-
£535k
-
The Orchards Talbot Road
-
£450k
-
The Orchards Talbot Road
-
£450k
-
The Orchards Talbot Road
-
£440k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN