Flat 2, 77 High Street, Clacton-on-Sea, CO15 1UQ

UPRN:10007937145Flat/MaisonetteBeds -Built 2003-2006

Tenure: -Council Tax: -EPC: C (80)

Data freshness:Listing· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 2, 77 High Street, Clacton-on-Sea, CO15 1UQ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£117,000

£105k - £129kMedium

Estimate

£117k

Range

£105k – £129k

Rent Estimate (pcm)

£700

£700 - £750

Monthly

£700

Yield

9.33%

Verdict

Derived from HomePortfolio scores

Flat 2 earns an INVESTIGATE rating with HP Score 72/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (95/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

49/ 100

Elevated

Walkability

95/ 100

Excellent

Transit & Bike

Transit 23Bike 75

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£90,000

At the asking price

Monthly rent£700/mo

Evidenced range £700-£750

Interest rate5.4%

Loan to value75%

Cash required: £28,300
Net cash flow: £181/mo
Cash on cash: 7.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.30 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£117,000

Rent Estimate (pcm)£700

Gross Yield9.33%

1y Growth-

3y Growth+0.7%

5y Growth+1.4%

10y Growth+3.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1CO15 1UQ

Approval Rate

100%12mo

Development

low

26/01703/FUL
Planning Application - Change of use of ground floor commercial unit (Class E) from shop to Adult gaming centre (Sui Generis)
Pending
26/01662/DISCON
Discharge of conditions application for 25/00417/FUL - Condition 6 (RAMS).
Pending
26/01643/FUL
Planning Application - Change of use from a residential care home (Use Class C2) to a hotel (Use Class C1).
Pending

View Planning Timeline

Ownership

Corporate Ownership71.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

21 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,545

Population Density-

Owner Occupied51%

Age Distribution

0-15 15%16-64 59%65+ 26%

View Area Profile

Schools Nearby

Clacton County High School
0.4 mi
Inspected as Clacton County High School (URN 115360) on 9 Feb 2011
Alton Park Junior School
0.6 mi
Requires improvement
Oakwood Infant and Nursery School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
White Hall Academy and Nursery
0.7 mi
Good

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

40 - 42 High Street
-
£75k
-
40 - 42 High Street
-
£55k
-
Highgate Court, 26 - 32 High Street
-
£86k
-
Highgate Court, 26 - 32 High Street
-
£120k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN