1 Cooperative Street, Disley, Stockport, SK12 2DX

UPRN:10007946045End Terrace House2 bedsBuilt before 1900

LeaseholdCouncil Tax: -EPC: E (44)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

1 Cooperative Street, Disley, Stockport, SK12 2DX

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£204,000

£184k - £225kMedium

Estimate

£204k

Range

£184k – £225k

Rent Estimate (pcm)

£900

£800 - £950

Monthly

£900

Yield

4.32%

Verdict

Derived from HomePortfolio scores

1 Cooperative Street earns an INVESTIGATE rating with HP Score 80/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (69/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

69/ 100

Moderate

Transit & Bike

Transit 22Bike 40

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£900/mo

Evidenced range £800-£950

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: -£221/mo
Cash on cash: -3.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.07 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£204,000

Rent Estimate (pcm)£900

Gross Yield4.32%

1y Growth-

3y Growth+5.7%

5y Growth+5.4%

10y Growth+5.8%

Last Sold Price£87,000 (2015-06-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SK12 2DX

Approval Rate

-12mo

Development

low

26/1648/TCA
Silver Birch x 2 – Fell as they have both outgrown the location. Low Amenity value The property that the trees back on to is significantly lower than the trees and it is overbearing on the property
Pending
26/1601/TPO
Sycamore Tree 1 (top left of garden) bordering three neighbouring properties has died and urgently needs pollarding to 15 to 20 foot (Aprox. 4.572 to 6.096 meters) for safety. Bark has fallen off the tree in multiple locations and 85% of the leaves have not returned this year - this is a large tree overhanging neighbouring properties and poses a risk to safety. Sycamore Tree 3 (far right of the garden) bordering one neighbouring property to be thin and crown lift by 20% to remove dead branches / wood and improve light penetration into multiple properties.
Pending
26/1312/HOUS
New Front Porch and Alterations to Windows
Pending

View Planning Timeline

Ownership

Corporate Ownership80.6%
Overseas OwnershipNo
Lease Term Remaining854 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2015-06-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,221

Population Density-

Owner Occupied84%

Age Distribution

0-15 16%16-64 54%65+ 30%

View Area Profile

Schools Nearby

Disley Primary School
0.1 mi
Good
Hague Bar Primary School
0.7 mi
Good
Newtown Primary School (High Peak Federation)
1.3 mi
Good
Brookside Primary School
1.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Barlow Meadow House, 25 Co Operative Street
-
£100k
-
1 Co Operative Street
-
£87k
-
1 Co Operative Street
-
£112k
-
1 Co Operative Street
-
£88k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN