35 Finsbury Way, Handforth, Wilmslow, SK9 3AQ

UPRN:10007948946Flat/Maisonette2 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band CEPC: C (77)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

35 Finsbury Way, Handforth, Wilmslow, SK9 3AQ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£163,000

£155k - £171kHigh

Estimate

£163k

Range

£155k – £171k

Rent Estimate (pcm)

£1,000

£950 - £1k

Monthly

£1,000

Yield

7.32%

Verdict

Derived from HomePortfolio scores

35 Finsbury Way earns an INVESTIGATE rating with HP Score 64/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (35/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

41/ 100

Elevated

Walkability

35/ 100

Mixed

Transit & Bike

Transit 18Bike 37

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£164,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £950-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £51,280
Net cash flow: £139/mo
Cash on cash: 3.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.81 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£163,000

Rent Estimate (pcm)£1,000

Gross Yield7.32%

1y Growth-46.5%

3y Growth-1.5%

5y Growth+0.4%

10y Growth+2.8%

Last Sold Price£131,200 (2017-11-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SK9 3AQ

Approval Rate

-12mo

Development

low

26/2489/HOUS
Single Storey Rear Extension
Pending
26/1822/CLPUD
Certificate of lawful development for proposed single storey rear extension on detached property.
Pending
26/1734/PRIOR-1A
Prior approval for ground floor rear extension projecting 5.96m to the rear. 5.6m wide. Eaves height 2.75m. Ridge Height 3.6m.
Pending

View Planning Timeline

Ownership

Corporate Ownership66.5%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2017-11-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,221

Population Density-

Owner Occupied79%

Age Distribution

0-15 17%16-64 57%65+ 26%

View Area Profile

Schools Nearby

St. Benedict's Catholic Primary School, a Voluntary Academy
0.4 mi
Inspected as St Benedict's Catholic Primary School (URN 111323) on 9 Feb 2022
Aurora Summerfields School
0.4 mi
Good
The Wilmslow Academy
0.5 mi
Inspected as Dean Oaks Primary School (URN 135245) on 8 May 2013
Handforth Grange Primary School
0.7 mi
OutstandingConcerns

4 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

7 Finsbury Way
-
£407k
-
34 Finsbury Way
-
£162k
-
23 Finsbury Way
-
£410k
-
15 Finsbury Way
-
£419k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN