Gaw End Cottage, Gaw End Lane, Lyme Green, Macclesfield, SK11 0JZ

UPRN:10007951458Semi-Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band DEPC: D (66)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Gaw End Cottage, Gaw End Lane, Lyme Green, Macclesfield, SK11 0JZ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£391,000

£352k - £431kMedium

Estimate

£391k

Range

£352k – £431k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

5.72%

Verdict

Derived from HomePortfolio scores

Gaw End Cottage earns an INVESTIGATE rating with HP Score 60/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (24/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

35/ 100

Elevated

Walkability

24/ 100

Low

Transit & Bike

Transit 7Bike 15

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

3 live new-build plots advertised against one placeholder UPRN (£324,995-£400,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£324,995

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,400-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £105,049
Net cash flow: -£24/mo
Cash on cash: -0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.41 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£391,000

Rent Estimate (pcm)£1,550

Gross Yield5.72%

1y Growth-

3y Growth+2.0%

5y Growth+2.8%

10y Growth+4.8%

Last Sold Price£234,000 (2013-12-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2SK11 0JZ

Approval Rate

-12mo

Development

low

26/1129/DSC
Discharge of Conditions 12 and 13 on 18/3245M - Outline planning application with all matters reserved except access for residential development of up to 330 dwellings, a site for a community building, public open space including a childrens play area and allotments, associated demolition and infrastructure.
Pending
25/4566/DSC
Discharge of conditions 12 and 13 on approval 18/3245M
Pending
25/4410/VOC
Removal of condition 1 on approval 74484P: Variation of condition 9 on planning permission 69221P to enable occupation of dwellings from residents in the Macclesfield Local Plan area and the Parish of Wincle.
Pending

View Planning Timeline

Ownership

Corporate Ownership75.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2013-12-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,221

Population Density922 /km²

Owner Occupied55%

Age Distribution

0-15 20%16-64 57%65+ 23%

View Area Profile

Schools Nearby

Ash Grove Academy
0.8 mi
Outstanding
Hollinhey Primary School
0.9 mi
Good
Christ The King Catholic and Church of England Primary School
1.0 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
The Macclesfield Academy
1.1 mi
Inspected as The Macclesfield Academy (URN 137064) on 25 Feb 2020

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Lyme Green Cottage Gaw End Lane
-
£265k
-
Gaw End Cottage Gaw End Lane
-
£234k
-
Gaw End House Gaw End Lane
-
£305k
-
Lyme Green Cottage Gaw End Lane
-
£140k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN