Red Lodge, 21 Buxton Road West, Disley, Stockport, SK12 2LY

UPRN:10007954046Detached HouseBeds -Built 1967-1975

Tenure: -Council Tax: Band GEPC: G (1)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Red Lodge, 21 Buxton Road West, Disley, Stockport, SK12 2LY

HP Score

/ 100

Strong

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£1,037,000

£933k - £1.14MMedium

Estimate

£1.04M

Range

£933k – £1.14M

Rent Estimate (pcm)

£3,800

£3k - £4k

Monthly

£3,800

Yield

14.03%

Verdict

Derived from HomePortfolio scores

Red Lodge earns an INVESTIGATE rating with HP Score 79/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (67/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

67/ 100

Moderate

Transit & Bike

Transit 10Bike 27

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£3,800/mo

Evidenced range £3,350-£4,250

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: £1,534/mo
Cash on cash: 17.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.46 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,037,000

Rent Estimate (pcm)£3,800

Gross Yield14.03%

1y Growth+208.7%

3y Growth+5.7%

5y Growth+5.4%

10y Growth+5.8%

Last Sold Price£325,000 (2018-11-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2SK12 2LY

Approval Rate

-12mo

Development

low

DC/100044
G1 - tree line as highlighted, cut back all overhanging branches back to previous points, 1 - 1.5 metres from branch tips. Works previously carried out in 2024, reason for works is to reduce leaf drop on tennis courts which makes the courts slippery. All works carried out in accordance with BS3998. TPO 12E, TPO 82E, TPO 230E.
Approved
DC/099955
Erection of 7 building incidental to the dwellinghouse
Approved
DC/099855
Demolition of existing outbuildings and erection of 1 no. residential dwellinghouse to side with new access off Park Road and erection of replacement garage
Pending

View Planning Timeline

Ownership

Corporate Ownership80.6%
Overseas OwnershipNo
Lease Term Remaining844 yrs
CovenantsRestrictive
Lease Type-
Last Ownership Change2018-11-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,221

Population Density886 /km²

Owner Occupied84%

Age Distribution

0-15 16%16-64 54%65+ 30%

View Area Profile

Schools Nearby

Brookside Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
High Lane Primary School
0.6 mi
Inspected as High Lane Primary School (URN 106051) on 11 May 2023
Disley Primary School
1.0 mi
Good
Windlehurst School
1.3 mi
Good

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

22 Buxton Road West
-
£710k
-
The Pines Buxton Road West
-
£230k
-
26 Buxton Road West
-
£750k
-
The Pines Buxton Road West
-
£215k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN