Stocks Brow Cottage, Stocks Lane, Kettleshulme, High Peak, SK23 7QZ

UPRN:10007956862Semi-Detached House3 bedsBuilt 1983-1990

FreeholdCouncil Tax: -EPC: D (65)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Stocks Brow Cottage, Stocks Lane, Kettleshulme, High Peak, SK23 7QZ

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£577,000

£548k - £606kHigh

Estimate

£577k

Range

£548k – £606k

Rent Estimate (pcm)

£2,350

£2k - £3k

Monthly

£2,350

Yield

4.90%

Verdict

Derived from HomePortfolio scores

Stocks Brow Cottage earns an INVESTIGATE rating with HP Score 61/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (5/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

5/ 100

Low

Transit & Bike

Transit 3Bike 5

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£575,000

At the asking price

Monthly rent£2,350/mo

Evidenced range £2,150-£2,600

Interest rate5.4%

Loan to value75%

Cash required: £192,550
Net cash flow: -£314/mo
Cash on cash: -2.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.21 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£577,000

Rent Estimate (pcm)£2,350

Gross Yield4.90%

1y Growth-

3y Growth+1.3%

5y Growth+1.9%

10y Growth+3.9%

Last Sold Price£384,000 (2017-07-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0SK23 7QZ

Approval Rate

-12mo

Development

low

NP/CEC/0926/0907
Erection of a single-storey lean-to extension to the dwellinghouse.
Pending
NP/CEC/0626/0575
Rear extension, internal remodel and transformation with slightly raised roof.
Approved
NP/TCA/0725/0685
T1 cherry, reduce and reshape T2-5 conifers, reduce T6 sycamore, reshape and reduce crown T7 cherry, reshape T8 cherry, reduce T9-13 conifers, cut down to ground level T14 conifer, remove overhanging limbs (neighbour's tree) T15 conifer, trim (neighbour's tree)
Approved

View Planning Timeline