1 Oaklands Road, Bedford, MK40 3AG

UPRN:100080029697Detached House5 bedsBuilt before 1900

FreeholdCouncil Tax: Band GEPC: E (43)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£1,033,000

£981k - £1.08MHigh

Estimate

£1.03M

Range

£981k – £1.08M

Rent Estimate (pcm)

£4,650

£4k - £5k

Monthly

£4,650

Yield

Verdict

Derived from HomePortfolio scores

1 Oaklands Road earns an INVESTIGATE rating with HP Score 79/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

82/ 100

High

Transit & Bike

Transit 19Bike 76

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity
listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£100,000

At the asking price

Monthly rent£4,650/mo

Evidenced range £4,200-£5,100

Interest rate5.4%

Loan to value75%

Cash required: £31,300
Net cash flow: £2,882/mo
Cash on cash: 110.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 13.78 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,033,000

Rent Estimate (pcm)£4,650

Gross Yield-

1y Growth-24.6%

3y Growth+2.8%

5y Growth+2.4%

10y Growth+4.6%

Last Sold Price£640,000 (2013-10-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0MK40 3AG

Approval Rate

-12mo

Development

low

26/01859/FUL
Erection of a single-storey rear extension following the demolition of the existing rear extension and detached garage
Pending
26/01860/LDP
Certificate to confirm that the details submitted do not require planning permission (Loft Conversion with hip to gable conversion, dormer to rear & rooflights to front)
Approved
26/01775/FUL
Addition of 2No. dormers to existing rear roof slope
Pending

View Planning Timeline

Ownership

Corporate Ownership61.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2013-10-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,987

Population Density-

Owner Occupied48%

Age Distribution

0-15 15%16-64 64%65+ 21%

View Area Profile

Schools Nearby

Bedford School
0.2 mi
Inspected by ISI
Castle Newnham School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Pilgrims Pre-Preparatory School
0.4 mi
Inspected by ISI
St John Rigby Catholic Primary School
0.5 mi
Good

6 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

12 Oaklands Road
-
£255k
-
4 Oaklands Road
-
£960k
-
6 Oaklands Road
-
£1.25M
-
15 Oaklands Road
-
£945k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN