45 Blunham Road, Moggerhanger, Bedford, MK44 3RB

UPRN:100080048977Mid Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band BEPC: D (59)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

45 Blunham Road, Moggerhanger, Bedford, MK44 3RB

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£323,000

£307k - £339kHigh

Estimate

£323k

Range

£307k – £339k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

4.25%

Verdict

Derived from HomePortfolio scores

45 Blunham Road earns an INVESTIGATE rating with HP Score 63/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (7/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

7/ 100

Low

Transit & Bike

Transit 3Bike 36

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,050-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: -£301/mo
Cash on cash: -3.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.05 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£323,000

Rent Estimate (pcm)£1,150

Gross Yield4.25%

1y Growth-

3y Growth+2.1%

5y Growth+1.0%

10y Growth+2.8%

Last Sold Price£164,000 (2012-08-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0MK44 3RB

Approval Rate

-12mo

Development

low

CB/26/03173/FULL
Change of use of amenity land to create vehicle crossover with a dropped kerb
Pending
CB/26/01820/MW
Use of Site for the importation, storage, sorting, separation, screening, baling, shredding, crushing, compaction and bulking of Dry Mixed Recycling, Construction and Demolition and Commercial and Industrial waste; a change of ground levels, the construction of a waste processing building and site office, installation of a weighbridge and provision of vehicular parking.
Pending
CB/26/01305/DOC
Discharge of Condition 4 against planning permission CB/25/03870/FULL (Single storey lean-to extension to existing industrial building)
Conditions

View Planning Timeline

Ownership

Corporate Ownership77.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2012-08-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

27 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,622

Population Density-

Owner Occupied79%

Age Distribution

0-15 14%16-64 57%65+ 29%

View Area Profile

Schools Nearby

Moggerhanger Primary School
0.3 mi
GoodConcerns
John Donne Church of England Primary School
1.0 mi
Report card2026
Ofsted no longer awards a single overall grade.
Great Barford Church of England Primary Academy
1.6 mi
Good
Laburnum Primary School
1.6 mi
Report card2025
Ofsted no longer awards a single overall grade.

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

43 Blunham Road
-
£249k
-
39 Blunham Road
-
£270k
-
43 Blunham Road
-
£200k
-
41 Blunham Road
-
£165k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN