20A George Street, Maulden, Bedford, MK45 2DF

UPRN:100080052036Detached House4 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band EEPC: C (70)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

20A George Street, Maulden, Bedford, MK45 2DF

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£532,000

£505k - £559kHigh

Estimate

£532k

Range

£505k – £559k

Rent Estimate (pcm)

£2,450

£2k - £3k

Monthly

£2,450

Yield

5.47%

Verdict

Derived from HomePortfolio scores

20A George Street earns an INVESTIGATE rating with HP Score 69/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (33/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

33/ 100

Mixed

Transit & Bike

Transit 7Bike 34

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£537,500

At the asking price

Monthly rent£2,450/mo

Evidenced range £2,250-£2,650

Interest rate5.4%

Loan to value75%

Cash required: £179,425
Net cash flow: -£118/mo
Cash on cash: -0.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.35 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£532,000

Rent Estimate (pcm)£2,450

Gross Yield5.47%

1y Growth+16.9%

3y Growth+0.4%

5y Growth+1.1%

10y Growth+2.1%

Last Sold Price£445,000 (2023-08-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1MK45 2DF

Approval Rate

100%12mo

Development

low

CB/26/02995/FULL
Erection of a 1.2m high timber feather-edge boundary fence and a replacement hedge
Pending
CB/26/02974/FULL
Demolition of side extension and alterations to side windows of existing dwelling, and erection of a new adjacent dwelling
Pending
CB/26/02801/FULL
Single storey side extension with a roof light
Approved

View Planning Timeline