Pilgrims Cottage, 28 Northwood End Road, Haynes, Bedford, MK45 3QB

UPRN:100080056510Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band GEPC: D (60)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Pilgrims Cottage, 28 Northwood End Road, Haynes, Bedford, MK45 3QB

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£830,000

£788k - £871kHigh

Estimate

£830k

Range

£788k – £871k

Rent Estimate (pcm)

£3,250

£3k - £4k

Monthly

£3,250

Yield

4.91%

Verdict

Derived from HomePortfolio scores

Pilgrims Cottage earns an INVESTIGATE rating with HP Score 65/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (14/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

14/ 100

Low

Transit & Bike

Transit 10Bike 28

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£795,000

At the asking price

Monthly rent£3,250/mo

Evidenced range £2,950-£3,600

Interest rate5.4%

Loan to value75%

Cash required: £269,550
Net cash flow: -£433/mo
Cash on cash: -1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.21 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£830,000

Rent Estimate (pcm)£3,250

Gross Yield4.91%

1y Growth-

3y Growth+0.4%

5y Growth+1.1%

10y Growth+2.1%

Last Sold Price£650,000 (2013-10-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3MK45 3QB

Approval Rate

100%12mo

Development

low

CB/26/03103/FULL
Two storey, part single storey rear and side extension. Extension to front and rear dormers adding roof lights and Juliette balcony to rear. New front porch and bay window
Pending
CB/26/02703/FULL
First floor roof extension and single storey front porch extension
Pending
CB/26/01912/FULL
Single-storey rear extension with roof light and bi-fold doors
Approved

View Planning Timeline

Ownership

Corporate Ownership81.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2013-10-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,622

Population Density-

Owner Occupied80%

Age Distribution

0-15 13%16-64 56%65+ 31%

View Area Profile

Schools Nearby

Haynes Lower School
0.2 mi
Good
Cotton End Forest School
2.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Wilstead Primary School
2.3 mi
Inspected as Wilstead Primary School (URN 109492) on 11 Oct 2023
St Mary's VA CofE Lower School
2.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

25 Northwood End Road
-
£400k
-
59 Northwood End Road
-
£350k
-
45 Northwood End Road
-
£600k
-
71A Northwood End Road
-
£768k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN