10 Victoria Road, Shefford, SG17 5AL

UPRN:100080085545Detached PropertyBeds -Built 1983-1990

FreeholdCouncil Tax: Band FEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£621,000

£559k - £683kMedium

Estimate

£621k

Range

£559k – £683k

Rent Estimate (pcm)

£1,650

£1k - £2k

Monthly

£1,650

Yield

2.93%

Verdict

Derived from HomePortfolio scores

10 Victoria Road earns an INVESTIGATE rating with HP Score 70/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (62/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

62/ 100

Moderate

Transit & Bike

Transit 17Bike 41

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -8.7% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100080085545· as of 13 Oct 2026
Rental economics0/40
gross yield 2.9%; range width penalty ×0.59
- valuation_snapshotsrent estimate 1650/mo (range 1400-1900)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,765/mo, -107% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 29 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity12.8/15
161 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£506,000£776,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£675,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,400-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £227,550
Net cash flow: -£1,136/mo
Cash on cash: -6.0%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.72 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100080085545Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 1650/mo (range 1400-1900)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1650/mo (range 1400-1900)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 29 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£621,000

Rent Estimate (pcm)£1,650

Gross Yield2.93%

1y Growth+50.0%

3y Growth-4.3%

5y Growth+0.3%

10y Growth+2.8%

Last Sold Price£340,000 (2005-04-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SG17 5AL

Approval Rate

-12mo

Development

low

CB/26/03261/DOC
Discharge of Conditions 3 and 4 against planning permission ref: CB/26/02186/FULL
Pending
CB/26/02928/FULL
Change of use of part of the car park to customer seating, installation of a freestanding LED screen and frame and a wall mounted screen and speakers. Erection of an open sided pergola, festoon lighting on timber posts, and 1.8 metre high timber fencing. Retrospective
Pending
CB/26/02845/FULL
Erection of one detached dwelling with a car port and associated works.
Pending

View Planning Timeline

Ownership

Corporate Ownership85.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2005-04-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,622

Population Density-

Owner Occupied55%

Age Distribution

0-15 21%16-64 62%65+ 17%

View Area Profile

Schools Nearby

Robert Bloomfield Academy
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Samuel Whitbread Academy
0.5 mi
Good
Shefford Lower School
0.5 mi
Good
Clifton All Saints Academy
1.2 mi
Good

7 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2A Victoria Road
-
£495k
-
3 Victoria Road
-
£425k
-
29 Victoria Road
-
£330k
-
6 Victoria Road
-
£290k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN