43 Holdich Street, Peterborough, PE3 6DH

UPRN:10008072841Detached House4 bedsBuilt -

Tenure: -Council Tax: Band CEPC: C (77)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

43 Holdich Street, Peterborough, PE3 6DH

HP Score

/ 100

Mixed

Verdict

7 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£412,000

£329k - £494kLow

Estimate

£412k

Range

£329k – £494k

Rent Estimate (pcm)

£1,850

£2k - £2k

Monthly

£1,850

Yield

9.65%

Verdict

Derived from HomePortfolio scores

43 Holdich Street earns an INVESTIGATE rating with HP Score 70/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (74/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

51/ 100

Elevated

Walkability

74/ 100

High

Transit & Bike

Transit 3Bike 75

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 44% above the ask. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [sold-comps +24.8%, £/sqft +24.9%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 10 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 6%· as of 28 Oct 2026
Rental economics32.6/40
gross yield 9.7%; range width penalty ×0.88; the estimate this rent rides on sits 44% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 1850/mo (range 1700-2000)· as of 10 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 44% above the ask on the same snapshot - verify the rent describes this home· as of 10 Oct 2026· verify before relying on this
Stress margin14/30
stressed cash flow +259/mo, +14% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 56 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity9.2/15
218 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£207,000£264,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£230,000

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,700-£2,000

Interest rate5.4%

Loan to value75%

Cash required: £72,400
Net cash flow: £505/mo
Cash on cash: 8.4%
Score at this price: 58

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.38 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 6%Valuation edge · as of 28 Oct 2026
valuation_snapshotsrent estimate 1850/mo (range 1700-2000)Rental economics · as of 10 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 44% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_date

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1850/mo (range 1700-2000)
Rental economics needs verification before you rely on it
sale estimate 44% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£412,000

Rent Estimate (pcm)£1,850

Gross Yield9.65%

1y Growth-

3y Growth-0.2%

5y Growth-2.3%

10y Growth+3.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PE3 6DH

Approval Rate

-12mo

Development

low

26/003095/TRE
Ground works and associated root pruning/ severance of Pine (T1), Yew (T2) and Lime (T3, T4 & T5) to facilitate installation of a compact root barrier 29m in length and 3.5m in depth (94/00016/TPO)
Pending
26/003079/FUL
Alterations to existing shopfront to provide a new Barclays Branch exterior shopfront design, including new illuminated signage
Pending
26/003056/ADV
3 no. internally illuminated high-level fascia signs and 1 no. high-level hanging/projecting sign
Pending

View Planning Timeline

Ownership

Corporate Ownership47.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,828

Population Density-

Owner Occupied50%

Age Distribution

0-15 22%16-64 63%65+ 15%

View Area Profile

Schools Nearby

The Peterborough School
0.1 mi
Inspected by ISI
Richard Barnes Academy
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
West Town Primary Academy
0.2 mi
Good
The Beeches Independent School
0.2 mi
Requires improvement

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

17 Holdich Street
-
£155k
-
19 Holdich Street
-
£186k
-
35 Holdich Street
-
£184k
-
29 Holdich Street
-
£179k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN