47 Hitchin Street, Baldock, SG7 6AQ

UPRN:100080790841Terrace Property4 bedsBuilt -

FreeholdCouncil Tax: Band EEPC: -

Data freshness:Listing· freshOwnership· freshRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£597,000

£567k - £627kHigh

Estimate

£597k

Range

£567k – £627k

Rent Estimate (pcm)

£2,500

£2k - £3k

Monthly

£2,500

Yield

5.00%

Verdict

Derived from HomePortfolio scores

47 Hitchin Street earns an INVESTIGATE rating with HP Score 79/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

82/ 100

High

Transit & Bike

Transit 18Bike 58

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£600,000

At the asking price

Monthly rent£2,500/mo

Evidenced range £2,300-£2,750

Interest rate5.4%

Loan to value75%

Cash required: £201,300
Net cash flow: -£294/mo
Cash on cash: -1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.23 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£597,000

Rent Estimate (pcm)£2,500

Gross Yield5.00%

1y Growth-

3y Growth-1.1%

5y Growth-0.4%

10y Growth+2.5%

Last Sold Price£400,000 (2006-07-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

8SG7 6AQ

Approval Rate

100%12mo

Development

low

26/02693/LBC
Internal and external alterations to facilitate change of use of offices and showroom (Use Class E(a)) to create two additional dwellings (Use Class C3(a)) including demolition of existing single-storey rear office structure. Installation of pitched roof and cladding to ground floor rear element. Alterations to fenestration including insertion of two entrance doors with porch canopies on southeast elevation.
Pending
26/02692/FP
Part change of use from offices and showroom (Use Class E(a)) to create two additional dwellings (Use Class C3(a)) including demolition of existing single storey rear office structure and installation of cycle/bin stores and parking. Installation of pitched roof and cladding to ground floor rear element. Alterations to fenestration including insertion of two entrance doors with porch canopies over.
Pending
26/02679/FPH
Single storey rear extension.
Pending

View Planning Timeline