10 Westbury Close, Hitchin, SG5 2NE

UPRN:100080808024Semi-Detached House3 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band DEPC: D (58)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£533,000

£506k - £559kHigh

Estimate

£533k

Range

£506k – £559k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

3.93%

Verdict

Derived from HomePortfolio scores

10 Westbury Close earns an INVESTIGATE rating with HP Score 80/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (73/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

73/ 100

High

Transit & Bike

Transit 14Bike 38

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£535,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,500-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £178,550
Net cash flow: -£594/mo
Cash on cash: -4.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.97 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£533,000

Rent Estimate (pcm)£1,750

Gross Yield3.93%

1y Growth-

3y Growth+1.2%

5y Growth+0.7%

10y Growth+2.6%

Last Sold Price£305,000 (2014-01-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SG5 2NE

Approval Rate

-12mo

Development

low

26/02709/TPO
T3: Lime - Removal of major deadwood and epicormic growth ar base
Pending
26/02777/DOC
Details reserved by condition 11 (Ecological Enhancement Plan) of planning permission reference no 26/01634/FP granted 29.09.2026.
Pending
26/02645/DOC
Details reserved by condition 4 (Construction Traffic/Environmental Management Plan) of planning permission reference no 26/01634/FP granted 29.09.2026.
Pending

View Planning Timeline