137 Luton Road, Harpenden, AL5 3BB

UPRN:100080833705Terrace Property2 bedsBuilt before 1900

FreeholdCouncil Tax: Band CEPC: C (71)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£452,000

£429k - £474kHigh

Estimate

£452k

Range

£429k – £474k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

3.87%

Verdict

Derived from HomePortfolio scores

137 Luton Road earns an INVESTIGATE rating with HP Score 80/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (71/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

71/ 100

High

Transit & Bike

Transit 16Bike 55

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,300-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: -£515/mo
Cash on cash: -4.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.95 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£452,000

Rent Estimate (pcm)£1,450

Gross Yield3.87%

1y Growth-

3y Growth-1.1%

5y Growth+2.0%

10y Growth+2.8%

Last Sold Price£199,000 (2005-11-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0AL5 3BB

Approval Rate

-12mo

Development

low

TP/2026/0509
G1 - 5 lime trees at the front of the house to raise the canopy to approx 5 mentres and remove epicormic growth. This work is all general maintenasnce and to keep mtrees healthy and under control
Pending
TP/2026/0506
5 x Oaks to lift to around 3m above ground level, remove deadwood greater than 40mm in diameter. Lift canopies on all Oaks to allow better view of area due to safety concerns & recent damage
Pending
TP/2026/0499
TPO 1510. English Oak T1 Reduce Crown by circa 4m Reduce overhanging branches To reduce level of shading. Help other plants grow and establish.
Pending

View Planning Timeline

Ownership

Corporate Ownership54.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2005-11-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£45,543

Population Density1,146 /km²

Owner Occupied79%

Age Distribution

0-15 26%16-64 57%65+ 17%

View Area Profile

Schools Nearby

Roundwood Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Roundwood Park School
0.4 mi
Outstanding
The King's School
0.4 mi
Inspected by ISI
St Hilda's School
0.4 mi
Inspected by ISI

8 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

117 Luton Road
-
£460k
-
113 Luton Road
-
£408k
-
129 Luton Road
-
£410k
-
113 Luton Road
-
£380k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN