1 Wheatfield Road, Harpenden, AL5 2NY

UPRN:100080838422Detached House4 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band GEPC: C (70)

Data freshness:Planning· 1mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,604,000

£1.52M - £1.68MHigh

Estimate

£1.60M

Range

£1.52M – £1.68M

Rent Estimate (pcm)

£5,100

£4k - £6k

Monthly

£5,100

Yield

3.71%

Verdict

Derived from HomePortfolio scores

1 Wheatfield Road earns an INVESTIGATE rating with HP Score 65/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (8/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

8/ 100

Low

Transit & Bike

Transit 41Bike 30

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 11 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -2.9% (HIGH), sold-comps -15.5%, £/sqft -15.6%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100080838422· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 17.1%· as of 8 Nov 2026
Rental economics0/40
gross yield 3.7%; range width penalty ×0.71
- valuation_snapshotsrent estimate 5100/mo (range 4450-5700)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,342/mo, -66% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 300 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity14.6/15
303 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,237,500£1,897,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,650,000

At the asking price

Monthly rent£5,100/mo

Evidenced range £4,450-£5,700

Interest rate5.4%

Loan to value75%

Cash required: £608,050
Net cash flow: -£2,038/mo
Cash on cash: -4.0%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.92 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100080838422Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 17.1%Valuation edge · as of 8 Nov 2026
valuation_snapshotsrent estimate 5100/mo (range 4450-5700)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 5100/mo (range 4450-5700)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 300 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,604,000

Rent Estimate (pcm)£5,100

Gross Yield3.71%

1y Growth+16.2%

3y Growth-1.1%

5y Growth+2.0%

10y Growth+2.8%

Last Sold Price£1,500,000 (2023-05-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1AL5 2NY

Approval Rate

-12mo

Development

low

TP/2026/0493
Cypress - Reduce by about 30% in hiehgt and laterally
Pending
TP/2026/0458
G1 Mixed Tree Growth - Reduce back over long laterals over highway to achieve legal requirement of 5.2m and 2.4m over footpath
Pending
5/2026/1657
Certificate of Lawfulness (proposed) - Single Storey Rear Extension
Pending

View Planning Timeline

Ownership

Corporate Ownership55%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2023-05-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£45,543

Population Density-

Owner Occupied94%

Age Distribution

0-15 20%16-64 57%65+ 23%

View Area Profile

Schools Nearby

St Dominic Catholic Primary School
1.3 mi
Inspected as St Dominic Catholic Primary School (URN 117478) on 22 Nov 2023
The Grove Junior School
1.4 mi
Good
The Grove Infant and Nursery School
1.4 mi
Outstanding
Harpenden Academy
1.5 mi
Inspected as Harpenden Free School (URN 138561) on 3 May 2016

4 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Bungalow, 1A Wheatfield Road
-
£1.43M
-
14 Wheatfield Road
-
£2.29M
-
1 Wheatfield Road
-
£1.50M
-
12 Wheatfield Road
-
£1.48M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN