21 North Riding, Bricket Wood, St. Albans, AL2 3LH

UPRN:100080860187Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band FEPC: C (72)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

21 North Riding, Bricket Wood, St. Albans, AL2 3LH

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£796,000

£756k - £836kHigh

Estimate

£796k

Range

£756k – £836k

Rent Estimate (pcm)

£3,250

£3k - £4k

Monthly

£3,250

Yield

4.88%

Verdict

Derived from HomePortfolio scores

21 North Riding earns an INVESTIGATE rating with HP Score 75/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (53/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

53/ 100

Moderate

Transit & Bike

Transit 19Bike 38

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£800,000

At the asking price

Monthly rent£3,250/mo

Evidenced range £2,950-£3,600

Interest rate5.4%

Loan to value75%

Cash required: £271,300
Net cash flow: -£450/mo
Cash on cash: -2.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.20 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£796,000

Rent Estimate (pcm)£3,250

Gross Yield4.88%

1y Growth-

3y Growth-0.6%

5y Growth+1.7%

10y Growth+2.8%

Last Sold Price£385,000 (2012-05-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0AL2 3LH

Approval Rate

-12mo

Development

low

26/0572/TPO
Proposed works: Reduce the height of the oak tree (Quercus robur) by up to 2 metres and reduce the lateral spread by up to 2 metres, pruning branches that overhang the property's orangery. Reason: To implement the recommendations of an arboricultural survey (June 2026) and reduce the risk of branch failure causing damage to the orangery roof and structure during adverse weather conditions.
Pending
5/2026/1788
Discharge of Conditions 5 (detailed hard and soft landscaping scheme), 7 (Construction Environmental Management Plan), 9 (Construction Management Plan) and 11 (progress report) of planning permission 5/2024/0451 dated 30/10/2024 for Demolition of existing dwelling and construction of two detached dwellings with garages and associated landscaping and altered vehicular access
Pending
5/2026/1652
Variation of conditions 2 (approved plans) and 7 (surfacing of parking area) to regularise a reduced footprint basement and a permeable open-graded tarmac driveway of planning permission 5/2017/1300 dated 05/07/2017 for Variation of Condition 2 (approved plans) to planning permission 5/2016/3534 dated 27/01/2016 for the Variation of Condition 2 (approved plans) to planning permission 5/2016/1249 dated 19/08/2016 for Detached dwelling
Pending

View Planning Timeline

Ownership

Corporate Ownership61.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2012-05-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£45,543

Population Density-

Owner Occupied88%

Age Distribution

0-15 17%16-64 56%65+ 27%

View Area Profile

Schools Nearby

Mount Pleasant Lane Primary School
0.6 mi
Good
Seva Education St Albans
0.6 mi
-
Saint Michael's Catholic High School
1.0 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Parmiter's School
1.0 mi
Outstanding

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

16 North Riding
-
£565k
-
15 North Riding
-
£782k
-
18 North Riding
-
£614k
-
1 North Riding
-
£710k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN