1A St Julians Road, St. Albans, AL1 2AZ

UPRN:100080865950Converted Flat2 bedsBuilt 1930-1949

LeaseholdCouncil Tax: Band CEPC: D (58)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£467,000

£420k - £514kMedium

Estimate

£467k

Range

£420k – £514k

Rent Estimate (pcm)

£2,150

£2k - £2k

Monthly

£2,150

Yield

8.75%

Verdict

Derived from HomePortfolio scores

1A St Julians Road earns an INVESTIGATE rating with HP Score 79/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (73/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

73/ 100

High

Transit & Bike

Transit 20Bike 57

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£280,000-£295,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£295,000

At the asking price

Monthly rent£2,150/mo

Evidenced range £2,000-£2,300

Interest rate5.4%

Loan to value75%

Cash required: £94,550
Net cash flow: £493/mo
Cash on cash: 6.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.16 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£467,000

Rent Estimate (pcm)£2,150

Gross Yield8.75%

1y Growth-

3y Growth+0.3%

5y Growth+1.2%

10y Growth+2.0%

Last Sold Price£244,500 (2011-02-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2AL1 2AZ

Approval Rate

100%12mo

Development

low

TP/2026/0503
Leyland Cypress hedge - reduce to 4 to 5m in height, approximately to the height of the properties guttering. Reduce lateral spread of the cypress hedge by 1 to 1.5m. Laurel hedge - reduce to 2m in height. Hedges overgrown and needs attention. Reduction i
Pending
5/2026/1784
Prior Approval - A non-domestic, flat roof-mounted solar PV installation. 916 modules are designed for the system. Each panel is rated at 455W, totalling a system size of 416.78kW
Pending
TP/2026/0484
Sycamore tree, trimming and cutting back to reduce damage to neighbour property and garden and fence. tree is in the back garden, it is the only large tree.
Pending

View Planning Timeline

Ownership

Corporate Ownership46.5%
Overseas OwnershipNo
Lease Term Remaining87 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2011-02-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£45,543

Population Density-

Owner Occupied80%

Age Distribution

0-15 24%16-64 63%65+ 13%

View Area Profile

Schools Nearby

The Abbey Church of England Voluntary Aided Primary School, St Albans
0.2 mi
Good
St Peter's School
0.3 mi
Good
St Albans Independent College
0.4 mi
Good
St Columba's College
0.4 mi
Inspected by ISI

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

17 St Julians Road
-
£720k
-
5 St Julians Road
-
£700k
-
3 St Julians Road
-
£735k
-
9 St Julians Road
-
£785k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN