19 Tilsworth Walk, St. Albans, AL4 9JT

UPRN:100080868629Detached House1 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band CEPC: C (72)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£325,000

£309k - £341kHigh

Estimate

£325k

Range

£309k – £341k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

4.18%

Verdict

Derived from HomePortfolio scores

19 Tilsworth Walk earns an INVESTIGATE rating with HP Score 73/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (36/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

36/ 100

Mixed

Transit & Bike

Transit 15Bike 48

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -1.5% (HIGH), sold-comps -14.6%, £/sqft -14.8%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 11 Nov 2026
- valuation_snapshotsestimate for 100080868629· as of 11 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 14.6%· as of 30 Oct 2026
Rental economics0/40
gross yield 4.2%; range width penalty ×0.85
- valuation_snapshotsrent estimate 1150/mo (range 1050-1250)· as of 11 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -677/mo, -59% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 41 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity14.7/15
244 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£247,500£379,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£330,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,050-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £106,800
Net cash flow: -£318/mo
Cash on cash: -3.6%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.03 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100080868629Valuation edge · as of 11 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 14.6%Valuation edge · as of 30 Oct 2026
valuation_snapshotsrent estimate 1150/mo (range 1050-1250)Rental economics · as of 11 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1150/mo (range 1050-1250)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 41 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£325,000

Rent Estimate (pcm)£1,150

Gross Yield4.18%

1y Growth-

3y Growth-3.1%

5y Growth+1.7%

10y Growth+2.8%

Last Sold Price£242,500 (2016-01-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0AL4 9JT

Approval Rate

-12mo

Development

low

26/1957/PAHSE
Prior Notification - Single storey rear extension 3.38m in height x 4.50m in depth with 2.80m height to eaves
Pending
26/0565/TPO
T8 Pine - reduce lowest limb in E direction by 2.5m to reduce end weight and over extended form. This will also prevent debris from accumulating on the parked cars. T7 Pine - remove snapped hanging limb to prevent risk of falling
Pending
26/0560/TPO
Proposed Works: Reduce the crowns of both Oak trees in the rear garden by approximately 30%, reducing them back to the previous reduction points established during the most recent works approximately five years ago. Carry out a crown clean and light crown thinning to both trees. Tree Preservation Orders: TPO1250 (T1) ? Oak, individual tree, confirmed 20/07/1992. TPO1250 (T2) ? Oak, individual tree, confirmed 20/07/1992. Previous Application: TP/2020/0533 ? Valid from 07/09/2020. Reasons for Works: Routine maintenance and continued management of the trees. Manage the overall size and spread of the crowns. Improve light to the property. Reduce interference with nearby properties and the adjacent road.
Pending

View Planning Timeline

Ownership

Corporate Ownership63.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-01-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£45,543

Population Density-

Owner Occupied85%

Age Distribution

0-15 21%16-64 60%65+ 19%

View Area Profile

Schools Nearby

Sandringham School
0.2 mi
Outstanding
Wheatfields Junior Mixed School
0.4 mi
Good
Wheatfields Infants' and Nursery School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Skyswood Primary & Nursery School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

14 Tilsworth Walk
-
£300k
-
6 Tilsworth Walk
-
£477k
-
18 Tilsworth Walk
-
£270k
-
4 Tilsworth Walk
-
£350k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN