27B Townsend Drive, St. Albans, AL3 5RF

UPRN:100080868950Detached House4 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band GEPC: E (49)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,550,000

£1.47M - £1.63MHigh

Estimate

£1.55M

Range

£1.47M – £1.63M

Rent Estimate (pcm)

£6,350

£6k - £7k

Monthly

£6,350

Yield

4.78%

Verdict

Derived from HomePortfolio scores

27B Townsend Drive earns an INVESTIGATE rating with HP Score 74/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (56/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

56/ 100

Moderate

Transit & Bike

Transit 13Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,595,000

At the asking price

Monthly rent£6,350/mo

Evidenced range £5,750-£6,950

Interest rate5.4%

Loan to value75%

Cash required: £584,950
Net cash flow: -£987/mo
Cash on cash: -2.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.18 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,550,000

Rent Estimate (pcm)£6,350

Gross Yield4.78%

1y Growth-

3y Growth+1.0%

5y Growth+1.6%

10y Growth+2.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

1AL3 5RF

Approval Rate

100%12mo

Development

low

TP/2026/0498
To reduce the Beech tree in our back garden by approximately 20%
Pending
TP/2026/0492
T1-Apple-Crown reduce by 2-3 metres to maintain size and shape. T2-Silver Birch-Crown reduce by 1-2 metres to maintain size and shape.
Pending
TP/2026/0479
T14 Ash to reduce height of southern stem by 3.5m to reduce risk of breakout onto building and shorten lateral branches to balance
Pending

View Planning Timeline

Ownership

Corporate Ownership62.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£45,543

Population Density5,463 /km²

Owner Occupied73%

Age Distribution

0-15 22%16-64 63%65+ 15%

View Area Profile

Schools Nearby

Garden Fields Junior Mixed and Infant School
0.2 mi
Inspected as Garden Fields Junior Mixed and Infant School (URN 117139) on 8 Mar 2018
Batchwood School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Heathlands School
0.4 mi
Outstanding
St Albans High School for Girls
0.5 mi
Inspected by ISI

1 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

23 Townsend Drive
-
£2.21M
-
39 Townsend Drive
-
£900k
-
27A Townsend Drive
-
£1.41M
-
19 Townsend Drive
-
£780k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN