246 York Road, Stevenage, SG1 4HL

UPRN:100080902001Mid Terrace PropertyBeds -Built 1950-1966

Tenure: -Council Tax: Band CEPC: D (68)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£362,000

£325k - £398kMedium

Estimate

£362k

Range

£325k – £398k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

5.25%

Verdict

Derived from HomePortfolio scores

246 York Road earns an INVESTIGATE rating with HP Score 76/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

59/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

65/ 100

Moderate

Transit & Bike

Transit 16Bike 59

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£400,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,650-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £131,300
Net cash flow: -£138/mo
Cash on cash: -1.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.30 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£362,000

Rent Estimate (pcm)£1,750

Gross Yield5.25%

1y Growth-

3y Growth+1.5%

5y Growth+2.7%

10y Growth+3.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SG1 4HL

Approval Rate

-12mo

Development

low

26/00773/TPTPO
Reduce 2no. Oak Trees by 30% no Tree Preservation Order attached and Reduce 1no. Red Horse Chestnut Tree (T14) by 30% protected by Tree Preservation Order 85.
Pending
26/00772/TPTPO
Reduction by 30% on 1no. Oak tree (T1) protected by Tree Preservation Order 121
Pending
26/00747/FPH
Single storey rear extension and part conversion of garage to habitable accommodation
Pending

View Planning Timeline

Ownership

Corporate Ownership50.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,747

Population Density6,573 /km²

Owner Occupied66%

Age Distribution

0-15 22%16-64 64%65+ 14%

View Area Profile

Schools Nearby

Trotts Hill Primary and Nursery School
0.2 mi
Good
Giles Junior School
0.3 mi
GoodConcerns
The Giles Infant and Nursery School
0.3 mi
GoodImproving
Almond Hill Junior School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

272 York Road
-
£300k
-
252 York Road
-
£325k
-
272 York Road
-
£290k
-
256 York Road
-
£320k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN