8 Monterey Gardens, Basingstoke, RG23 7QB

UPRN:10008095871Detached HouseBeds -Built -

Tenure: -Council Tax: Band EEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

8 Monterey Gardens, Basingstoke, RG23 7QB

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£589,000

£560k - £619kHigh

Estimate

£589k

Range

£560k – £619k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

3.96%

Verdict

Derived from HomePortfolio scores

8 Monterey Gardens earns an INVESTIGATE rating with HP Score 50/100. Investment score 46/100 reflects below-average fundamentals. Crime intensity is moderate. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

50/ 100

Mixed

Investment Score

46/ 100

Mixed

Crime Score

52/ 100

Elevated

Walkability

0/ 100

Low

Transit & Bike

Transit 13Bike 38

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

8 live adverts with different prices, types or bedrooms on one UPRN (£435,000-£630,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£470,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,350-£1,800

Interest rate5.4%

Loan to value75%

Cash required: £155,800
Net cash flow: -£513/mo
Cash on cash: -4.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.98 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£589,000

Rent Estimate (pcm)£1,550

Gross Yield3.96%

1y Growth-

3y Growth-1.6%

5y Growth+2.1%

10y Growth+2.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1RG23 7QB

Approval Rate

0%12mo

Development

low

26/02015/ROC
Variation of Condition 1 of 21/01323/RES To allow for enhancement and realignment of existing footpath.
Pending
T/00400/26/TPO
Coppicing Hazel and Prune back encroaching vegetation
Approved
26/01569/HSE
Proposed garage conversion into habitable space for living accommodation
Approved

View Planning Timeline