45 Selwyn Crescent, Hatfield, AL10 9NW

UPRN:100080965146Semi-Detached House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band EEPC: D (66)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£586,000

£556k - £615kHigh

Estimate

£586k

Range

£556k – £615k

Rent Estimate (pcm)

£2,500

£2k - £3k

Monthly

£2,500

Yield

5.22%

Verdict

Derived from HomePortfolio scores

45 Selwyn Crescent earns an INVESTIGATE rating with HP Score 66/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (55/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

37/ 100

Elevated

Walkability

55/ 100

Moderate

Transit & Bike

Transit 20Bike 56

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£575,000

At the asking price

Monthly rent£2,500/mo

Evidenced range £2,250-£2,700

Interest rate5.4%

Loan to value75%

Cash required: £192,550
Net cash flow: -£210/mo
Cash on cash: -1.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.29 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£586,000

Rent Estimate (pcm)£2,500

Gross Yield5.22%

1y Growth+17.3%

3y Growth-0.9%

5y Growth+1.8%

10y Growth+2.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1AL10 9NW

Approval Rate

100%12mo

Development

low

6/2026/1809/TPO
1 x Oak to reduce lateral branches over college lane by 2.5m Reduce lateral branches over garden of no 10 by 2.5m reduce height by 2m Tree is excessively overhanging roadway hitting buses and high side vehicles Reduce canopy to prevent damage and then balance for aesthetic shape
Pending
6/2026/1793/LAWP
Certificate of lawfulness for proposed erection of outbuilding in the rear garden of the dwellinghouse
Pending
6/2026/1734/COND
Submission of details pursuant to condition number 2 (Illumination) and 3 (Construction Management Plan) on planning permission 6/2026/0910/FULL
Pending

View Planning Timeline

Ownership

Corporate Ownership56.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,805

Population Density1,911 /km²

Owner Occupied76%

Age Distribution

0-15 13%16-64 74%65+ 13%

View Area Profile

Schools Nearby

University of Hertfordshire
0.5 mi
-
Howe Dell Primary School
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Hatfield Community Free School
0.8 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Bishop's Hatfield Girls' School
0.9 mi
Outstanding

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

67 Selwyn Crescent
-
£763k
-
49 Selwyn Crescent
-
£650k
-
57 Selwyn Crescent
-
£508k
-
55 Selwyn Crescent
-
£430k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN