3 The Paddock, Hatfield, AL10 0ED

UPRN:100080966650Detached House4 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band EEPC: D (61)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£509,000

£483k - £534kHigh

Estimate

£509k

Range

£483k – £534k

Rent Estimate (pcm)

£2,250

£2k - £2k

Monthly

£2,250

Yield

5.19%

Verdict

Derived from HomePortfolio scores

3 The Paddock earns an INVESTIGATE rating with HP Score 47/100. Investment score 49/100 reflects below-average fundamentals. Crime intensity is elevated. Walkability is limited (52/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

47/ 100

Mixed

Investment Score

49/ 100

Mixed

100

Crime Score

100/ 100

Elevated

Walkability

52/ 100

Moderate

Transit & Bike

Transit 19Bike 61

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£520,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,050-£2,450

Interest rate5.4%

Loan to value75%

Cash required: £173,300
Net cash flow: -£197/mo
Cash on cash: -1.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.28 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£509,000

Rent Estimate (pcm)£2,250

Gross Yield5.19%

1y Growth-

3y Growth-0.9%

5y Growth+1.8%

10y Growth+2.3%

Last Sold Price£180,000 (2001-03-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0AL10 0ED

Approval Rate

-12mo

Development

low

6/2026/1920/LAWP
Certificate of lawfulness for a single storey rear extension, hip to gable loft conversion with rear dormer
Pending
6/2026/1912/HOUSE
Erection of single storey rear extension
Pending
6/2026/1734/COND
Submission of details pursuant to condition number 2 (Illumination) and 3 (Construction Management Plan) on planning permission 6/2026/0910/FULL
Pending

View Planning Timeline

Ownership

Corporate Ownership56.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2001-03-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,805

Population Density6,051 /km²

Owner Occupied20%

Age Distribution

0-15 16%16-64 72%65+ 12%

View Area Profile

Schools Nearby

Birchwood Nursery School
0.4 mi
OutstandingConcerns
Birchwood Avenue Primary School
0.4 mi
Good
Howe Dell Primary School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Hatfield Community Free School
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

26 The Paddock
-
£210k
-
22 The Paddock
-
£340k
-
9 The Paddock
-
£505k
-
11 The Paddock
-
£470k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN