35 The Ryde, Hatfield, AL9 5DQ

UPRN:100080966778Mid Terrace Bungalow3 bedsBuilt 1967-1975

LeaseholdCouncil Tax: Band EEPC: D (63)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£695,000

£661k - £730kHigh

Estimate

£695k

Range

£661k – £730k

Rent Estimate (pcm)

£2,550

£2k - £3k

Monthly

£2,550

Yield

4.37%

Verdict

Derived from HomePortfolio scores

35 The Ryde earns an INVESTIGATE rating with HP Score 69/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (36/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

36/ 100

Mixed

Transit & Bike

Transit 20Bike 47

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£700,000

At the asking price

Monthly rent£2,550/mo

Evidenced range £2,300-£2,850

Interest rate5.4%

Loan to value75%

Cash required: £236,300
Net cash flow: -£597/mo
Cash on cash: -3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.08 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£695,000

Rent Estimate (pcm)£2,550

Gross Yield4.37%

1y Growth-5.7%

3y Growth+3.6%

5y Growth+2.1%

10y Growth+2.6%

Last Sold Price£473,000 (2013-03-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0AL9 5DQ

Approval Rate

-12mo

Development

low

6/2026/1912/HOUSE
Erection of single storey rear extension
Pending
6/2026/1784/FULL
Replacement bin store
Pending
6/2026/1649/FULL
Erection of canopy
Pending

View Planning Timeline

Ownership

Corporate Ownership67.9%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2013-03-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,805

Population Density-

Owner Occupied70%

Age Distribution

0-15 15%16-64 63%65+ 22%

View Area Profile

Schools Nearby

The Ryde School
0.2 mi
Good
Countess Anne Church of England School
0.4 mi
Outstanding
Birchwood Avenue Primary School
0.4 mi
Good
Birchwood Nursery School
0.4 mi
OutstandingConcerns

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

51 The Ryde
-
£776k
-
67 The Ryde
-
£346k
-
55 The Ryde
-
£600k
-
21 The Ryde
-
£705k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN