Home Farm, 15 New Park Road, Newgate Street, Hertford, SG13 8RD

UPRN:100080968175Detached HouseBeds -Built 1930-1949

FreeholdCouncil Tax: -EPC: E (39)

Data freshness:Listing· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Home Farm, 15 New Park Road, Newgate Street, Hertford, SG13 8RD

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,560,000

£1.25M - £1.87MLow

Estimate

£1.56M

Range

£1.25M – £1.87M

Rent Estimate (pcm)

£5,350

£5k - £6k

Monthly

£5,350

Yield

5.97%

Verdict

Derived from HomePortfolio scores

Home Farm earns an INVESTIGATE rating with HP Score 69/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (28/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageHM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

28/ 100

Low

Transit & Bike

Transit 3Bike 19

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (Market estimate older than 120 days; not used (snapshot 2026-03-23, 229 days old))

What we could establish

Rental economics5.8/40
gross yield 6.0%; range width penalty ×0.75; rent estimate from a snapshot 229 days old (older than 120 days); the estimate this rent rides on sits 31% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 5350/mo (range 4750-5950)· as of 23 Mar 2026· rent estimate is stale; verify
- valuation_snapshotssale estimate 31% above the ask on the same snapshot - verify the rent describes this home· as of 23 Mar 2026· verify before relying on this
Stress margin0/30
stressed cash flow -733/mo, -14% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Risk & liquidity9.2/15
189 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,075,000

At the asking price

Monthly rent£5,350/mo

Evidenced range £4,750-£5,950

Interest rate5.4%

Loan to value75%

Cash required: £375,050
Net cash flow: £76/mo
Cash on cash: 0.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.47 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100080968175 - Market estimate older than 120 days; not usedValuation edge · as of 23 Mar 2026 · not used in the score
valuation_snapshotsrent estimate 5350/mo (range 4750-5950)Rental economics · as of 23 Mar 2026 · rent estimate is stale; verify
valuation_snapshotssale estimate 31% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 23 Mar 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_date

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
Market estimate older than 120 days; not used (snapshot 2026-03-23, 229 days old)
Valuation edge rests on a stale estimate
estimate for 100080968175 - Market estimate older than 120 days; not used

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate is stale: its market snapshot is past the age gate, so verify it before relying on the yield.
2. Get a current valuation before relying on the discount - the market estimate on file has expired.
Market estimate older than 120 days; not used (snapshot 2026-03-23, 229 days old)
3. Fill the valuation edge gap before relying on the score.
Market estimate older than 120 days; not used (snapshot 2026-03-23, 229 days old)
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,560,000

Rent Estimate (pcm)£5,350

Gross Yield5.97%

1y Growth-5.5%

3y Growth-2.8%

5y Growth-0.4%

10y Growth+2.8%

Last Sold Price£1,650,000 (2023-06-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

4SG13 8RD

Approval Rate

-12mo

Development

low

6/2026/1862/COND
Submission of details pursuant to Condition 8 (noise mitigation) on planning permission 6/2022/1957/FULL
Pending
6/2026/1823/COND
Submission of details pursuant to Condition 3 (Sustainability Statement), condition 4 (Materials) and condition 5 (Architectural details) on planning permission 6/2022/1957/FULL
Pending
6/2026/1717/COND
Submission of details pursuant of condition 4 (construction management plan) on planning permission 6/2025/0232/FULL
Pending

View Planning Timeline