105 Newgate Street Village, Hertford, SG13 8QR

UPRN:100080968252Semi-Detached House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band GEPC: E (39)

Data freshness:Listing· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

105 Newgate Street Village, Hertford, SG13 8QR

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£995,000

£946k - £1.04MHigh

Estimate

£995k

Range

£946k – £1.04M

Rent Estimate (pcm)

£3,900

£4k - £4k

Monthly

£3,900

Yield

4.68%

Verdict

Derived from HomePortfolio scores

105 Newgate Street Village earns an INVESTIGATE rating with HP Score 69/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (29/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

29/ 100

Low

Transit & Bike

Transit 3Bike 24

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,000,000

At the asking price

Monthly rent£3,900/mo

Evidenced range £3,500-£4,250

Interest rate5.4%

Loan to value75%

Cash required: £345,050
Net cash flow: -£675/mo
Cash on cash: -2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.16 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£995,000

Rent Estimate (pcm)£3,900

Gross Yield4.68%

1y Growth-

3y Growth-2.8%

5y Growth-0.4%

10y Growth+2.8%

Last Sold Price£140,500 (2001-11-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1SG13 8QR

Approval Rate

100%12mo

Development

low

6/2026/1862/COND
Submission of details pursuant to Condition 8 (noise mitigation) on planning permission 6/2022/1957/FULL
Pending
6/2026/1823/COND
Submission of details pursuant to Condition 3 (Sustainability Statement), condition 4 (Materials) and condition 5 (Architectural details) on planning permission 6/2022/1957/FULL
Pending
6/2026/1717/COND
Submission of details pursuant of condition 4 (construction management plan) on planning permission 6/2025/0232/FULL
Pending

View Planning Timeline

Ownership

Corporate Ownership53%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2001-11-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,805

Population Density99 /km²

Owner Occupied83%

Age Distribution

0-15 16%16-64 60%65+ 24%

View Area Profile

Schools Nearby

Ponsbourne St Mary's Church of England Primary School
0.2 mi
Good
Goffs Oak Primary & Nursery School
1.3 mi
Good
Cuffley School
1.7 mi
GoodImproving
Woodside Primary School
1.8 mi
Inspected as Woodside Primary School (URN 117321) on 8 Jan 2019

5 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Ponsbourne Manor Newgate Street Village
-
£800k
-
Ponsbourne Manor, 73 Newgate Street Village
-
£98k
-
Ponsbourne Manor Newgate Street Village
-
£1.97M
-
Postern Gate Farm Newgate Street Village
-
£1.28M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN